45 Pine St, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 45 Pine St, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	3,538 sqft · built 2004
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,810,000 (Jun 2023)
Tax Bill	$21,970 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2022 Mortgage
APN	`05-00083-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`05-00083-0000-00005`
Alternative APNs	`050008300005` `5028`

Interior

Stories	2 Stories
Building Area	3,538 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	26,136 sqft (0.6 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	5028
Street Address	45 PINE ST
City	CHATHAM
State	NJ
Zip	07928-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	83
Legal Lot Number	5
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1019
Census Tract	43900

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 PINE ST, CHATHAM, NJ 07928-1627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Aug 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Dec 7, 2016 · Amount on Record
Deed Document Number	202322455
Deed Book / Page	24616 / 974
Prior Transfer Date	Nov 15, 2011
Prior Transfer Doc	0219320159
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 22, 2023
Property Address	45 PINE ST, CHATHAM, NJ 07928-1627
Document Number	0246160974
Book / Page	24616 / 974
Instrument Date	May 19, 2023
Instrument	2023022455
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	SUNNYSIDE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,476.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 LINDEN LN, CHATHAM, NJ 07928-1622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PINE ST, CHATHAM, NJ 07928-1627

Mortgage

Document Number	2023022456
Date	Jun 22, 2023
Instrument	2023022456

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	10.1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	45 PINE ST, CHATHAM, NJ 07928-1627
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0244840629
Date	Aug 31, 2022
Book Page	24484/629
Instrument	2022059198

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,104,600 (-) Land $660,000 Building $444,600	$1,104,600 (-) Land $660,000 Building $444,600
2025		$1,104,600 (-) Land $660,000 Building $444,600	$1,104,600 (-) Land $660,000 Building $444,600
2024	$21,970.00 (+2.21%)
2023		$1,104,600 (-) Land $660,000 Building $444,600	$1,104,600 (-) Land $660,000 Building $444,600
2022	$21,495.00 (+0.78%)	$1,104,600 Land $660,000 Building $444,600	$1,104,600 Land $660,000 Building $444,600
2021	$21,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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