45 Pine St, Apt 209, Edmonds, WA 98020 Property Records

Snohomish County property record for 45 Pine St, Apt 209, Edmonds, WA 98020

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,647 sqft · built 2010
Lot Size	21.1 acres (921,326 sqft)
Owner	2 Individual Names on File
Last Sale	$3,325,000 (Sep 2023)
Tax Bill	$27,290 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0226-045-209-00`

Property Details

APN / Parcel Number

Primary APN	`0226-045-209-00`
Alternative APNs	`010226-045-209-00` `4397882`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	21 Units
Stories	1 Story
Building Area	2,647 sqft Living Area
1st Floor Area	2,647 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	921,326 sqft
View / Lot	Condo

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4397882
Street Address	45 PINE ST, 209
City	EDMONDS
State	WA
Zip	98020-4200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MP1
Legal Description	SECTION 26 TOWNSHIP 27 RANGE 03 QUARTER NW POINT EDWARDS, A CONDOMINIUM PHASE VI BLDG 45 UNIT 209 TGW PARKING/STORAGE (IF ANY) & TGW EQ & UNDIV 0.799% INT IN COM AREAS & FACS AS DESC IN DECL REC AFN 200501120102 SUBJ TO ANY AMEND THRTO PRESENTLY OF R
Legal Range	03
Legal Township	27
Legal Section	26
Legal Subdivision	POINT EDWARDS
Legal Phase	6
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	3
Census Block	3014
Census Tract	50501

Owner

45 Pine St, Apt 209 is owned by two individuals who bought it in September 2023.

Source: Snohomish County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 PINE ST, 209, EDMONDS, WA 98020-4200
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Oct 26, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	Jun 20, 2011 · Amount on File
Deed Document Number	2023142
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Sep 7, 2023
Property Address	45 PINE ST APT 209, 209, EDMONDS, WA 98020-4200
Document Number	0000000142
Map Reference	DOC 200501125163
Instrument Date	Sep 1, 2023
Instrument	202309070142
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,455.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PINE ST APT 209, 209, EDMONDS, WA 98020-4200

Mortgage

Document Number	0000000143
Date	Sep 7, 2023
Instrument	202309070143

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Margin	3
Max Rate	11.3%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	45 PINE ST APT 209, 209, EDMONDS, WA 98020-4200
Document Number	0000000165
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PINE ST #209 EDMONDS WA 980204200, 209, EDMONDS, WA 98020-4200

Mortgage

Document Number	0000000165
Date	Nov 16, 2017
Instrument	201711160165

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45 Pine St, Apt 209 was $27,290, up 34.1% from the year before.

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,290.00 (+34.11%)	$3,437,800 Land $350,000 Building $3,087,800	$3,437,800 Land $350,000 Building $3,087,800
2025	$20,349.00
2023	$16,954.00 (-12.01%)	$2,467,600 (+7%) Land $300,000 Building $2,167,600	$2,467,600 (+7%) Land $300,000 Building $2,167,600
2022	$19,269.00	$2,306,200 Land $250,000 Building $2,056,200	$2,306,200 Land $250,000 Building $2,056,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Pine St, Apt 209 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 19 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Pine St, Apt 209 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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