45 Pine Rd, Fitzwilliam, NH 03447 Property Records

Cheshire County and Fitzwilliam Town property record for 45 Pine Rd, Fitzwilliam, NH 03447

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 841 sqft · built 1958
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (Oct 2025)
Tax Bill	$4,153 (2025)
Deeds & Mortgages	Jan 2026 Transfer Oct 2025 Sale + 3 more
Flood Zone	Zone A (high risk)
APN	`FITZ M:00035 B:000027 L:000000`

Property Details

APN / Parcel Number

Primary APN	`FITZ M:00035 B:000027 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	841 sqft Living Area
Gross Area	1,639 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Rustic
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45 PINE RD
City	FITZWILLIAM
State	NH
Zip	03447-3187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Block	27
Jurisdiction	FITZWILLIAM TOWN NH
Township / Civil Division	FITZWILLIAM
Census Block Group	1
Census Block	1001
Census Tract	970700

Owner

Source: Cheshire County and Fitzwilliam Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 PINE RD, FITZWILLIAM, NH 03447-3187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Correction Deed
Oct 21, 2025	Warranty Deed, Transfer
Aug 5, 2024	Foreclosure
Aug 5, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE EQUITY PTRS
Sep 1, 2017	Deed of Trust, Mortgage BAR HARBOR BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Aug 5, 2024 · Amount on Record
Deed Document Number	2025176
Deed Book / Page	3327 / 1059
Prior Transfer Date	Jul 17, 2024
Prior Transfer Doc	003284-161
Record Updated	Oct 29, 2026

January 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	FITZWILLIAM TOWN NH
Recording Date	Jan 5, 2026
Property Address	45 PINE RD, FITZWILLIAM, NH 03447-3187
Document Number	003336-158
Book / Page	3336 / 158
Instrument Date	Dec 19, 2025
Instrument	2600053
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 PINE RD, FITZWILLIAM, NH 03447-3187

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FITZWILLIAM TOWN NH
Recording Date	Oct 21, 2025
Property Address	45 PINE RD, FITZWILLIAM, NH 03447-3187
Document Number	03327-1059
Book / Page	3327 / 1059
Instrument Date	Oct 21, 2025
Instrument	2508176
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 PINE RD, FITZWILLIAM, NH 03447-3187

August 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	FITZWILLIAM TOWN NH
Recording Date	Aug 5, 2024
Property Address	45 PINE RD, FITZWILLIAM, NH 03447-3187
Document Number	003284-161
Book / Page	3284 / 161
Instrument Date	Jul 17, 2024
Instrument	2405143
Transaction Type	Foreclosure
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 RHODE ISLAND AVE, MANCHESTER, NH 03104-5441
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FITZWILLIAM TOWN NH
Recording Date	Aug 5, 2019
Property Address	45 PINE RD, FITZWILLIAM, NH 03447
Document Number	0030750687
Book / Page	003075 / 000687
Instrument Date	Aug 2, 2019
Instrument	6048
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,648.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 LESLIE LN NASHUA NH 030621650, NASHUA, NH 03062-1650

Mortgage

Document Number	30750689
Date	Aug 5, 2019
Book Page	003075/000689
Instrument	6049

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FITZWILLIAM TOWN NH
Property Address	45 PINE RD, FITZWILLIAM, NH 03447
Document Number	0029980904
Book / Page	002998 / 000904
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 PINE RD FITZWILLIAM NH 03447, FITZWILLIAM, NH 03447

Mortgage

Document Number	0029980904
Date	Sep 1, 2017
Book Page	002998/000904
Instrument	1707336

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	BAR HARBOR, ME 04609

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cheshire County and Fitzwilliam Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Fitzwilliam Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,153.00 (+5.19%)	$216,100 (-) Land $99,700 Building $116,400
2024	$3,948.00 (+7.99%)	$216,100 (-) Land $99,700 Building $116,400
2023	$3,656.00 (+3.1%)	$216,100 (-) Land $99,700 Building $116,400
2022	$3,546.00	$216,100 Land $99,700 Building $116,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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