York County and York Town property record for 45 Pine Hill Rd, Cape Neddick, ME 03902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,792 sqft · built 1995 |
| Lot Size | 0.58 acres (25,264 sqft) |
| Owner | Company Name on Record |
| Last Sale | $610,000 (Jan 2024) |
| Tax Bill | $5,326 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:010 B:009 |
| Primary APN | M:010 B:009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 3,160 sqft |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,264 sqft (0.58 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5042 |
|---|---|
| Street Address | 45 PINE HILL RD |
| City | CAPE NEDDICK |
| State | ME |
| Zip | 03902-7401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 9 |
| Jurisdiction | YORK ME |
| Township / Civil Division | YORK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 36002 |
Source: York County and York Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 45 PINE HILL RD, CAPE NEDDICK, ME 03902-7401 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Jan 17, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Jul 8, 2019 | Deed of Trust, Mortgage · Balloon Mortgage KENNEBUNK SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2024 · Amount on Record |
| Deed Sale | Jan 17, 2024 · Amount on Record |
| Deed Document Number | 20241348 |
| Deed Book / Page | 19376 / 34 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK ME |
| Property Address | 45 PINE HILL RD, CAPE NEDDICK, ME 03902-7401 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0198450892 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 19845/892 |
| Instrument | 2026005450 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK ME |
| Recording Date | Jan 17, 2024 |
| Property Address | 45 PINE HILL RD, CAPE NEDDICK, ME 03902-7401 |
| Document Number | 0193760034 |
| Book / Page | 19376 / 34 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2024001348 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 39 W CENTRAL ST, NATICK, MA 01760-4503 |
| Document Number | 2024001349 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 2024001349 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK ME |
| Property Address | 45 PINE HILL RD, CAPE NEDDICK, ME 03902-7401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0179900017 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 17990/17 |
| Instrument | 2019025485 |
| Name | KENNEBUNK SAVINGS BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2044 |
Source: York County and York Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | York Town |
| Unified School District | York (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,326.00 (+4.62%) | $645,600 (+6.52%) Land $268,600 Building $377,000 | |
| 2024 | $5,091.00 (+24.75%) | $606,100 (+25.51%) Land $268,600 Building $337,500 | |
| 2023 | $4,081.00 (+3.13%) | $482,900 (+4.34%) Land $195,000 Building $287,900 | $439,090 |
| 2022 | $3,957.00 | $462,800 Land $193,600 Building $269,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 6 (2006–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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