45 Pilgrim Rd, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 45 Pilgrim Rd, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,785 sqft · built 1953
Lot Size	0.24 acres (10,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2018)
Tax Bill	$5,152 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`435-07500-T3-001`

Property Details

APN / Parcel Number

Primary APN	`435-07500-T3-001`
Alternative APN	`WSPR M:00435 B:07500 L:000T3`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,785 sqft Living Area
Gross Area	4,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,475 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	435-07500-T3-001
Street Address	45 PILGRIM RD
City	WEST SPRINGFIELD
State	MA
Zip	01089-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7500
Legal Lot Number	T3
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2036
Census Tract	812401

Owner

Source: Hampden County and West Springfield Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 PILGRIM RD, WEST SPRINGFIELD, MA 01089-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Apr 26, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance MORTGAGE NETWORK INC
Jun 22, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Nov 23, 2011 · Amount on Record
Last Transfer Date	Apr 21, 2021
Transfer Doc	23843-121
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	45 PILGRIM RD, WEST SPRINGFIELD, MA 01089-2005
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023843-123
Date	Apr 26, 2021
Book Page	23843/123
Instrument	27891

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Apr 26, 2021
Property Address	45 PILGRIM RD, WEST SPRINGFIELD, MA 01089-2005
Document Number	23843-121
Book / Page	23843 / 121
Instrument Date	Apr 21, 2021
Instrument	27890
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 PILGRIM RD, WEST SPRINGFIELD, MA 01089-2005

Mortgage

Document Number	23843-123
Date	Apr 26, 2021
Book Page	23843/123
Instrument	27891

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jun 22, 2018
Property Address	45 PILGRIM RD, WEST SPRINGFIELD, MA 01089-2005
Document Number	22229-267
Book / Page	022229 / 000267
Instrument Date	Jun 22, 2018
Instrument	34891
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 CRAIG DR #T4 WEST SPRINGFIELD MA 010891463, T4, WEST SPRINGFIELD, MA 01089-1463

Mortgage

Document Number	22229-269
Date	Jun 22, 2018
Book Page	022229/000269
Instrument	34892

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,152.00 (+5.51%)	$346,500 (+5.1%) Land $129,200 Building $217,300	$391,305
2024	$4,883.00 (+2.09%)	$329,700 (+7.12%) Land $129,200 Building $200,500
2023	$4,783.00	$307,800 Land $135,700 Building $172,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Whip City Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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