45 Pierce St, Torrington, CT 06790 Property Records

Torrington City property record for 45 Pierce St, Torrington, CT 06790

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,132 sqft · built 1989
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$159,313 (Nov 2020)
Tax Bill$5,909 (2026)
Deeds & MortgagesAug 2023 Refinance
Nov 2020 Sale & Mortgage
APN006440

Property Details

APN / Parcel Number

Primary APN006440
Alternative APNs
  • TORR M:128 B:007 L:030
  • 6440

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,132 sqft Living Area
Gross Area2,820 sqft
Basement Area1,132 sqft
Unfinished Basement1,132 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number6440
Street Address45 PIERCE ST
CityTORRINGTON
StateCT
Zip06790-6847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block7
Legal Lot Number30
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1001
Census Tract310801

Owner

45 Pierce St is owned and occupied by an individual who bought it in November 2020.

Source: Torrington City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address45 PIERCE ST, TORRINGTON, CT 06790-6847
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
TORRINGTON SAVINGS BANK
Nov 10, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
TORRINGTON SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2020 · Amount on File
Deed SaleNov 10, 2020 · Amount on File
Prior SaleJan 20, 1994 · Amount on File
Deed Document Number2020460112
Deed Book / Page1319 / 565
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address45 PIERCE ST, TORRINGTON, CT 06790-6847
Transaction TypeMortgage
Record UpdatedSep 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001396-119
DateAug 21, 2023
Book Page1396/119
Instrument2023-486417
Lender
NameTORRINGTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueSep 1, 2033

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateNov 10, 2020
Property Address45 PIERCE ST, TORRINGTON, CT 06790-6847
Document Number1319-565
Book / Page1319 / 565
Instrument DateNov 6, 2020
Instrument2020-460112
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020460113
DateNov 10, 2020
Instrument2020-460113
Lender
NameTORRINGTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Pierce St was $5,909, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,909.00 (-12.99%)$176,610 (-) Land $23,520 Building $153,090$290,028 (+134.6%)
2025$6,791.00$176,610 Land $23,520 Building $153,090$123,627 Land $16,464 Building $107,163
2024$6,791.00 (+54.8%)
2023$4,387.00 (+1.74%)$91,480 (-) Land $23,520 Building $67,960
2022$4,312.00$91,480 Land $23,520 Building $67,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 45 Pierce St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Pierce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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