Essex County and Bloomfield Township property record for 45 Phillips St, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1939 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,000 (May 1999) |
| Tax Bill | $11,147 (2025) |
| Deeds & Mortgages | Mortgage Dec 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00962-0000-00026 |
| Primary APN | 02-00962-0000-00026 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 020096200026 |
|---|---|
| Street Address | 45 PHILLIPS ST |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 50 X 100 |
| Legal Block | 962 |
| Legal Lot Number | 26 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 15000 |
Source: Essex County and Bloomfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 PHILLIPS ST, BLOOMFIELD, NJ 07003-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Deed of Trust, Mortgage CLEAREDGE TITLE, CLEAREDGE TITLE INC | |
| Dec 7, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Apr 17, 2017 | Deed of Trust, Mortgage · Conventional with PMI SANTANDER BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 1999 · Amount on Record |
| Deed Sale | May 24, 1999 · Amount on Record |
| Prior Sale | Feb 10, 1989 · Amount on Record |
| Deed Book / Page | 5617 / 337 |
| Last Transfer Date | Nov 14, 2018 |
| Transfer Doc | 2018105728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 45 PHILLIPS ST, BLOOMFIELD, NJ 07003-4101 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 7, 2018 |
| Property Address | 45 PHILLIPS ST, BLOOMFIELD, NJ 07003-4101 |
| Document Number | 0000105728 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 105728 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 PHILLIPS ST BLOOMFIELD NJ 070034101, BLOOMFIELD, NJ 07003-4101 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 45 PHILLIPS ST, BLOOMFIELD, NJ 07003-4101 |
| Document Number | 0000037652 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 45 PHILLIPS ST BLOOMFIELD NJ 070034101, BLOOMFIELD, NJ 07003-4101 |
| Document Number | 0000037652 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 37652 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 27, 2032 |
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,500 (-) Land $136,600 Building $182,900 | $319,500 (-) Land $136,600 Building $182,900 | |
| 2025 | $11,147.00 (+2.86%) | $319,500 (-) Land $136,600 Building $182,900 | $319,500 (-) Land $136,600 Building $182,900 |
| 2024 | $10,837.00 (+5.93%) | ||
| 2023 | $319,500 Land $136,600 Building $182,900 | $319,500 Land $136,600 Building $182,900 | |
| 2022 | $10,230.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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