Berkeley County property record for 45 Perspective Pl, Hedgesville, WV 25427
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 2020 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,990 (Jun 2021) |
| Tax Bill | $2,335 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-9S-0003.0000 |
| Primary APN | 02-9S-0003.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Terrain | Above Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07244859 |
|---|---|
| Street Address | 45 PERSPECTIVE PL |
| City | HEDGESVILLE |
| State | WV |
| Zip | 25427-5955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .18 AC LOT 142 SEC 1 PHZ 1 CARDINAL POINTE SD |
| Legal Subdivision | CARDINAL POINTE SD |
| Legal Lot Number | 142 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 971105 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 45 PERSPECTIVE PL, HEDGESVILLE, WV 25427-5955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed, Transfer · VA Mortgage INTEGRITY HOME MORTGAGE CORP |
| Jun 29, 2021 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on Record |
| Deed Sale | Jun 29, 2021 · Amount on Record |
| Deed Document Number | 20210024266 |
| Deed Book / Page | 1347 / 173 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Mar 4, 2026 |
| Property Address | 45 PERSPECTIVE PL, HEDGESVILLE, WV 25427-5955 |
| Document Number | 0001559/67 |
| Book / Page | 1559 / 67 |
| Map Reference | PC 20 SL 27-31 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 20260006834 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,003.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 PERSPECTIVE PL, HEDGESVILLE, WV 25427-5955 |
| Document Number | 20260006835 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 20260006835 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Jun 29, 2021 |
| Property Address | 45 PERSPECTIVE PL, HEDGESVILLE, WV 25427-5955 |
| Document Number | 001347/173 |
| Book / Page | 1347 / 173 |
| Map Reference | PC 20 SL 27-31 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 20210024266 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,772.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 PERSPECTIVE PLACE, HEDGESVILLE, WV 25427-5955 |
| Document Number | 20210024267372928 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 20210024267372928 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,335.00 (-3.07%) | $192,120 (+0.79%) Land $57,240 Building $134,880 | $320,200 (+0.79%) Land $95,400 Building $224,800 |
| 2023 | $2,409.00 | $190,620 Land $57,360 Building $133,260 | $317,700 Land $95,600 Building $222,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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