Rockland County and Ramapo Town property record for 45 Pennington Way, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,564 sqft · built 1971 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | Individual Name on File |
| Last Sale | $955,000 (Dec 2022) |
| Tax Bill | $15,483 (2023) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage May 2022 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392613 42.13-2-8 |
| Primary APN | 392613 42.13-2-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,564 sqft Living Area |
| Gross Area | 3,504 sqft |
| 1st Floor Area | 1,420 sqft |
| 2nd Floor Area | 1,144 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 36,590 sqft (0.84 acres) |
| Lot Dimensions | 896 ft deep x 640 ft wide |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 940 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 215 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 00380220000 |
|---|---|
| Street Address | 45 PENNINGTON WAY |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | APPLEDALE |
| Legal Block | 2 |
| Legal Lot Number | 8.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11509 |
45 Pennington Way is owned and occupied by an individual who bought it in December 2022.
Source: Rockland County and Ramapo Town records, as of August 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 PENNINGTON WAY, SPRING VALLEY, NY 10977-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage SIERRA PACIFIC HOME LOANS INC |
| May 2, 2022 | Bargain and Sale Deed, Transfer |
| Nov 3, 2021 | Bargain and Sale Deed, Transfer |
| Sep 14, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 15, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Oct 29, 2019 | Trustee's Deed, Foreclosure ADVANTAGE FORECLOSURE SERVICES INC, ADVANTAGE FORECLOSURE SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2022 · Amount on File |
| Deed Sale | Dec 1, 2022 · Amount on File |
| Prior Sale | May 2, 2022 · Amount on File |
| Deed Document Number | 202241880 |
| Prior Transfer Date | Oct 18, 2019 |
| Prior Transfer Doc | 0000031307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Dec 1, 2022 |
| Property Address | 45 PENNINGTON WAY, SPRING VALLEY, NY 10977-1419 |
| Document Number | 0000041880 |
| Map Reference | BK 74 PG 40 MAP 3660 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2022-00041880 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2023 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 YALE DR # 101, 101, MONSEY, NY 10952-2630 |
| Name | Verified Name |
|---|---|
| Address | 45 PENNINGTON WAY, SPRING VALLEY, NY 10977-1419 |
| Document Number | 0000041881 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 2022-00041881 |
| Name | SIERRA PACIFIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | May 2, 2022 |
| Property Address | 45 PENNINGTON WAY, SPRING VALLEY, NY 10977-1419 |
| Document Number | 0000016697 |
| Map Reference | BK 74 PG 40 MAP 3660 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022-00016697 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $3,744.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 YALE DR # 101, 101, MONSEY, NY 10952-2630 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Nov 3, 2021 |
| Property Address | 45 PENNINGTON WAY, SPRING VALLEY, NY 10977-1419 |
| Document Number | 0000046339 |
| Map Reference | BK 74 PG 40 MAP 3660 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021-00046339 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 170 OBERLIN AVE N, 170, LAKEWOOD, NJ 08701-4548 |
| Name | Verified Name |
|---|---|
| Address | 170 OBERLIN AVE N, LAKEWOOD, NJ 08701-4548 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Sep 14, 2021 |
| Property Address | 45 PENNINGTON WAY, SPRING VALLEY, NY 10977-1419 |
| Document Number | 0000038645 |
| Map Reference | BK 74 PG 40 MAP 3660 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021-00038645 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9990 RICHMOND AVE STE 400, 9990, HOUSTON, TX 77042-4546 |
| Name | Verified Name |
|---|---|
| Address | 8 BALTER RD, NEW CITY, NY 10956-1941 |
| Document Number | 0000038646 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021-00038646 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 15, 2020 |
| Property Address | 45 PENNINGTON WAY, SPRING VALLEY, NY 10977-1419 |
| Document Number | 0000019607 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 19607 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9990 RICHMOND AVE #400 HOUSTON TX 770424546, 400, HOUSTON, TX 77042-4546 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Oct 29, 2019 |
| Property Address | 45 PENNINGTON WAY, SPRING VALLEY, NY 10977-1419 |
| Document Number | 0000031307 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 31307 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 20, 2019 |
| Title Company | ADVANTAGE FORECLOSURE SERVICES INC, ADVANTAGE FORECLOSURE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,740.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9990 RICHMOND AVE #400 HOUSTON TX 770424546, 400, HOUSTON, TX 77042-4546 |
| Investor | Possibly a Property Investor |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | New Hempstead Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $66,000 (-) Land $19,000 Building $47,000 | $66,000 (-) Land $19,000 Building $47,000 | |
| 2023 | $15,483.00 | $66,000 Land $19,000 Building $47,000 | $66,000 Land $19,000 Building $47,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Pennington Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Pennington Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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