45 Peninsula Dr, Lunenburg, MA 01462 Property Records

Worcester County and Lunenburg Town property record for 45 Peninsula Dr, Lunenburg, MA 01462

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,444 sqft · built 1955
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$873,000 (May 2022)
Tax Bill	$11,597 (2026)
Deeds & Mortgages	Feb 2021 Refinance May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1620290002300000`

Property Details

APN / Parcel Number

Primary APN	`1620290002300000`
Alternative APNs	`LUNE M:029.0 B:0023 L:0000.0` `M:00044 L:00024 S:00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
Gross Area	2,730 sqft
1st Floor Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1620290002300000
Street Address	45 PENINSULA DR
City	LUNENBURG
State	MA
Zip	01462-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	HICKORY HILLS LAKE
Legal Block	23
Jurisdiction	LUNENBURG MA
Township / Civil Division	LUNENBURG
Census Block Group	1
Census Block	1014
Census Tract	712101

Owner

45 Peninsula Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Worcester County and Lunenburg Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 PENINSULA DR, LUNENBURG, MA 01462-1109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 26, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	Apr 22, 2013 · Amount on File
Deed Book / Page	10340 / 8
Prior Transfer Date	May 25, 2022
Prior Transfer Doc	00010340-8
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	45 PENINSULA DR, LUNENBURG, MA 01462-1109
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009884-298
Date	Feb 16, 2021
Book Page	9884/298
Instrument	3372

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2050

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	May 26, 2022
Property Address	45 PENINSULA DR, LUNENBURG, MA 01462-1109
Document Number	00010340-8
Book / Page	10340 / 8
Instrument Date	May 25, 2022
Instrument	9590
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 PENINSULA DR, LUNENBURG, MA 01462-1109

Mortgage

Document Number	0000009591
Date	May 26, 2022
Instrument	9591

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Peninsula Dr was $11,597, up 3.5% from the year before.

Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lunenburg Town
Unified School District	Lunenburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,597.00 (+3.53%)	$805,900 (+3.31%) Land $432,500 Building $373,400	$755,818 (-28.4%)
2025	$11,202.00 (+6.69%)	$780,100 (+4.75%) Land $423,800 Building $356,300	$1,055,545 (+0.37%)
2024	$10,500.00 (-7.62%)	$744,700 (-4.21%) Land $399,800 Building $344,900	$1,051,650
2023	$11,366.00	$777,400 Land $490,900 Building $286,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Peninsula Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Peninsula Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUNENBURG WATER DISTRICT serves 7,219 people · EPA ID MA2162000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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