45 Pebblebrook Ct, Bloomington, IL 61705 Property Records

McLean County property record for 45 Pebblebrook Ct, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,026 sqft · built 1998
Lot Size	0.344 acres (14,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jan 2026)
Tax Bill	$11,746 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-13-402-013`

Property Details

APN / Parcel Number

Primary APN	`20-13-402-013`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,026 sqft Living Area
Gross Area	4,770 sqft
1st Floor Area	1,384 sqft
Basement Area	1,150 sqft
Finished Basement	1,150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	14,972 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Deck Area	236 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45 PEBBLEBROOK CT
City	BLOOMINGTON
State	IL
Zip	61705-6300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	FOX CREEK COUNTRY CLUB 1ST ADD LOT 27
Legal Range	01E
Legal Township	23N
Legal Section	13
Legal Subdivision	FOX CREEK
Legal Lot Number	27
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1016
Census Tract	1402

Owner

Source: McLean County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 PEBBLEBROOK CT, BLOOMINGTON, IL 61705-6300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jan 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Aug 24, 2022 · Amount on Record
Deed Document Number	2026224
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	45 PEBBLEBROOK CT, BLOOMINGTON, IL 61705-6300
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500010460
Date	Jul 30, 2025
Instrument	2025-00010460

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 18, 2030

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 6, 2026
Property Address	45 PEBBLEBROOK CT, BLOOMINGTON, IL 61705-6300
Document Number	202600000224
Map Reference	DOC 96-10334
Instrument Date	Dec 15, 2025
Instrument	2026-00000224
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	UNKNOWN, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 PEBBLEBROOK CT, BLOOMINGTON, IL 61705-6300

Mortgage

Document Number	202600000225
Date	Jan 6, 2026
Instrument	2026-00000225

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate	5.87%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 24, 2022
Property Address	45 PEBBLEBROOK CT, BLOOMINGTON, IL 61705-6300
Document Number	202200015053
Map Reference	DOC 1996-10334
Instrument Date	Apr 18, 2022
Instrument	2022-00015053
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	ILLINOIS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PEBBLEBROOK CT, BLOOMINGTON, IL 61705-6300

Mortgage

Document Number	202200015054
Date	Aug 24, 2022
Instrument	2022-00015054

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,323 (+6.5%) Land $31,508 Building $129,815	$483,969 (+6.5%) Land $94,524 Building $389,445
2024	$11,746.00 (+8.95%)	$151,472 (+13.67%) Land $29,584 Building $121,888	$454,416 (+13.67%) Land $88,752 Building $365,664
2023	$10,781.00 (+0.81%)	$133,251 (+10.09%) Land $26,025 Building $107,226	$399,753 (+10.09%) Land $78,075 Building $321,678
2022	$10,694.00	$121,037 Land $23,640 Building $97,397	$363,111 Land $70,920 Building $292,191

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Watch TV.

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