45 Pearson Ave, Milford, CT 06460 Property Records

Milford City property record for 45 Pearson Ave, Milford, CT 06460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 971 sqft · built 1971
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Apr 2019)
Tax Bill	$6,471 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MILF M:48 B:727 L:10-B`

Property Details

APN / Parcel Number

Primary APN	`MILF M:48 B:727 L:10-B`
Alternative APNs	`M:00048 B:00727 L:00010B` `MLFD M:48 B:727 L:10-B` `395`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	971 sqft Living Area
Gross Area	1,699 sqft
1st Floor Area	971 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	395
Street Address	45 PEARSON AVE
City	MILFORD
State	CT
Zip	06460-7850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7.5
Legal Block	727
Legal Lot Number	10-B
Jurisdiction	MILFORD CT
Township / Civil Division	MILFORD
Census Block Group	3
Census Block	3001
Census Tract	151100

Owner

45 Pearson Ave is owned and occupied by an individual who bought it in April 2019.

Source: Milford City records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	45 PEARSON AVE, MILFORD, CT 06460-7850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Balloon Mortgage UNITED WHOLESALE MORTGAGE
Apr 9, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on File
Deed Sale	Apr 9, 2019 · Amount on File
Prior Sale	May 6, 2016 · Amount on File
Deed Document Number	20196370500002
Deed Book / Page	3817 / 557
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	45 PEARSON AVE, MILFORD, CT 06460-7850
Transaction Type	Mortgage
Record Updated	Jul 31, 2025
Title Company	NONE AVILABALE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003935-496
Date	Mar 24, 2021
Book Page	3935/496
Instrument	6610840015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILFORD CT
Recording Date	Apr 9, 2019
Property Address	45 PEARSON AVE, MILFORD, CT 06460-7850
Document Number	3817-557
Book / Page	3817 / 557
Instrument Date	Apr 5, 2019
Instrument	6370500002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PEARSON AVE, MILFORD, CT 06460-7850

Mortgage

Document Number	6370510016
Date	Apr 9, 2019
Instrument	6370510016

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 Pearson Ave was $6,471.

Source: Milford City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Consolidated City	Milford City
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,471.00	$219,000 Land $102,150 Building $116,850	$312,858 Land $145,929 Building $166,929
2024	$6,471.00 (+8.76%)
2023	$5,950.00	$219,000 Land $102,150 Building $116,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Pearson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 Pearson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pearson Ave

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