Essex County and Haverhill City property record for 45 Pear Tree Rd, Haverhill, MA 01830
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,204 sqft · built 1997 |
| Lot Size | 0.379 acres (16,531 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $611,900 (Jun 2023) |
| Tax Bill | $6,794 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-5-51 |
| Primary APN | 459-5-51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Living Area |
| Gross Area | 4,894 sqft |
| Basement Area | 1,388 sqft |
| Unfinished Basement | 1,388 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,531 sqft (0.379 acres) |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 459-5-51 |
|---|---|
| Street Address | 45 PEAR TREE RD |
| City | HAVERHILL |
| State | MA |
| Zip | 01830-2339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TERRACE BAYSIDE CONDO |
| Legal Block | 5 |
| Legal Lot Number | 51 |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 260302 |
Source: Essex County and Haverhill City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 PEAR TREE RD, HAVERHILL, MA 01830-2339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 27, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 23, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NFM LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Prior Sale | May 31, 2000 · Amount on Record |
| Deed Document Number | 20233160 |
| Deed Book / Page | 41628 / 568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Jun 27, 2023 |
| Property Address | 45 PEAR TREE RD, HAVERHILL, MA 01830-2339 |
| Document Number | 041631-365 |
| Book / Page | 41631 / 365 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 20230627000160 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45 PEAR TREE RD, HAVERHILL, MA 01830-2339 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Jun 23, 2023 |
| Property Address | 45 PEAR TREE RD, HAVERHILL, MA 01830-2339 |
| Document Number | 041628-568 |
| Book / Page | 41628 / 568 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 20230623003160 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 PEAR TREE RD, HAVERHILL, MA 01830-2339 |
| Document Number | 230623003170 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 230623003170 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,794.00 (+6.94%) | $634,400 (+6.25%) Land $174,900 Building $459,500 | $616,835 |
| 2024 | $6,353.00 (+4.47%) | $597,100 (+9.48%) Land $166,200 Building $430,900 | |
| 2023 | $6,081.00 | $545,400 Land $151,600 Building $393,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 148 units insured incl. 106 condo units |
| Nearby Flood Claims | 24 (1979–2024) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Jul 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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