45 Pear Tree Ln, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 45 Pear Tree Ln, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,416 sqft · built 2015
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$318,300 (Jul 2016)
Tax Bill$10,065 (2026)
Deeds & MortgagesDec 2020 Mortgage
Feb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN145289 127.08-1-22

Property Details

APN / Parcel Number

Primary APN145289 127.08-1-22

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,416 sqft Living Area
1st Floor Area1,092 sqft
2nd Floor Area1,324 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions160 ft deep x 108 ft wide
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address45 PEAR TREE LN
CityLANCASTER
StateNY
Zip14086-9228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block1
Legal Lot Number22.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2013
Census Tract14206

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address45 PEAR TREE LN, LANCASTER, NY 14086-9228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 22, 2021Deed of Trust, Mortgage · Line of Credit
CORNERSTONE COMMUNITY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2016 · Amount on File
Deed SaleJul 1, 2016 · Amount on File
Prior SaleApr 5, 2016 · Amount on File
Deed Document Number2016135947
Deed Book / Page11298 / 2708
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address45 PEAR TREE LN, LANCASTER, NY 14086-9228
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 PEAR TREE LN, LANCASTER, NY 14086-9228

Mortgage

Document Number0139728076
DateDec 31, 2020
Book Page13972/8076
Instrument2020226498
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term313 Months
DueJan 1, 2047

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address45 PEAR TREE LN, LANCASTER, NY 14086-9228
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 PEAR TREE LN, LANCASTER, NY 14086-9228

Mortgage

Document Number0139811930
DateFeb 22, 2021
Book Page13981/1930
Instrument2021032902
Lender
NameCORNERSTONE COMMUNITY FCU
TypeCredit Union
AddressLOCKPORT, NY 14095
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,065.00 (+115.71%)
2025$4,666.00 (-51.85%)$356,000 (-) Land $100,000 Building $256,000$556,250 (+12.51%) Land $156,250 Building $400,000
2024$9,690.00$356,000 (-) Land $100,000 Building $256,000$494,400 (+4.16%) Land $138,876 Building $355,524
2023$356,000 Land $100,000 Building $256,000$474,667 Land $133,333 Building $341,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA LANCASTER
serves 29,018 people · EPA ID NY1400421
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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