45 Peach Dr, Marion, NC 28752 Property Records

McDowell County property record for 45 Peach Dr, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1963
Owner	Individual Name on Record
Last Sale	$235,000 (Jan 2024)
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0793-00-70-5313`

Property Details

APN / Parcel Number

Primary APN	`0793-00-70-5313`
Alternative APNs	`74555` `81284`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,056 sqft Heated Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	81284
Street Address	45 PEACH DR
City	MARION
State	NC
Zip	28752-8192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00 LT
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2014
Census Tract	970102

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	45 PEACH DR, MARION, NC 28752-8192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 6, 2023	Warranty Deed, Transfer
Mar 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Apr 6, 2023 · Amount on Record
Deed Document Number	0001456848
Deed Book / Page	1456 / 848
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jan 8, 2024
Property Address	45 PEACH DR, MARION, NC 28752-8192
Document Number	0014560848
Book / Page	1456 / 848
Instrument Date	Jan 3, 2024
Instrument	2024000106
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 WHITE PINE DR, MARION, NC 28752-7867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PEACH DR, MARION, NC 28752-8192

Mortgage

Document Number	2024000107
Date	Jan 8, 2024
Instrument	2024000107

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.4%
Type Change Date	Feb 1, 2029
Change Frequency	5 Years
Min Rate At Change	5.4%
Max Rate At Change	9.4%
Index	5-Year TN
Max Rate	13.4%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 6, 2023
Property Address	45 S MAIN ST, MARION, NC 28752-3941
Document Number	0014310442
Book / Page	1431 / 442
Instrument Date	Mar 29, 2023
Instrument	2023001534
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 PERSIMMON BRANCH DR, MARION, NC 28752-6238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WHITE PINE DR, MARION, NC 28752-7867

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 24, 2021
Property Address	45 S MAIN ST, MARION, NC 28752-3941
Document Number	0013460920
Book / Page	1346 / 920
Instrument Date	Mar 23, 2021
Instrument	2021001895
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 OLD HIGHWAY 10 W, MARION, NC 28752-3380

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,484.00 (+166.43%)	$207,750 (+157.82%) Land $20,000 Building $187,750
2023	$557.00 (+3.15%)	$80,580 (+4.58%) Land $20,000 Building $60,580	$207,750 (+169.63%) Land $20,000 Building $187,750
2022	$540.00	$77,050 Land $17,000 Building $60,050	$77,050 Land $17,000 Building $60,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2020–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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