45 Paul St, Bristol, CT 06010 Property Records

Bristol City property record for 45 Paul St, Bristol, CT 06010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,985 sqft · built 1955
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$326,000 (Jul 2021)
Tax Bill	$7,489 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BRIS M:45 L:238`

Property Details

APN / Parcel Number

Primary APN	`BRIS M:45 L:238`
Alternative APNs	`0166928` `166928`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,985 sqft Living Area
Gross Area	4,050 sqft
1st Floor Area	1,148 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	166928
Street Address	45 PAUL ST
City	BRISTOL
State	CT
Zip	06010-5578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	238
Jurisdiction	BRISTOL CT
Township / Civil Division	BRISTOL
Census Block Group	3
Census Block	3002
Census Tract	405300

Owner

45 Paul St is owned and occupied by an individual who bought it in July 2021.

Source: Bristol City records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	45 PAUL ST, BRISTOL, CT 06010-5578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Balloon Mortgage FRANKLIN AMERICAN MORTGAGE
Jul 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Deed Book / Page	2187 / 631
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	45 PAUL ST, BRISTOL, CT 06010-5578
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002174-558
Date	Apr 5, 2021
Book Page	2174/558

Lender

Name	FRANKLIN AMERICAN MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2031

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CT
Recording Date	Jul 19, 2021
Property Address	45 PAUL ST, BRISTOL, CT 06010-5578
Document Number	002187-631
Book / Page	2187 / 631
Instrument Date	Jul 14, 2021
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PAUL ST, BRISTOL, CT 06010-5578

Mortgage

Document Number	0002187634
Date	Jul 19, 2021
Instrument	2187/634

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 Paul St was $7,489.

Source: Bristol City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Bristol City
Unified School District	Bristol School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,489.00	$221,900 Land $39,270 Building $182,630	$155,330 Land $27,489 Building $127,841
2024	$7,489.00 (+11.2%)
2023	$6,735.00 (+11.01%)	$221,900 (+40.27%) Land $39,270 Building $182,630
2022	$6,067.00	$158,200 Land $31,850 Building $126,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Paul St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Paul St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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