Putnam County and Philipstown Town property record for 45 Parrott St, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,340 sqft · built 1854 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (Oct 2020) |
| Tax Bill | $10,501 (2024) |
| Deeds & Mortgages | Oct 2020 Sale Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 49.5-4-42 |
| Primary APN | 372601 49.5-4-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 1,440 sqft |
| 1st Floor Area | 700 sqft |
| 2nd Floor Area | 640 sqft |
| Year Built | Built 1854 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Porch | Covered Porch |
| Porch Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 027150 |
|---|---|
| Street Address | 45 PARROTT ST |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAND & RESIDENCE |
| Legal Subdivision | PROPERTY BELONGING TO OTIS MONTROSE |
| Legal Block | 4 |
| Legal Lot Number | 42.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 PARROTT ST, COLD SPRING, NY 10516-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2020 | Bargain and Sale Deed, Transfer ROMBOUT ABSTRACT COMPANY |
| Jul 3, 2020 | Deed of Trust, Mortgage · Line of Credit HUDSON VLY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on Record |
| Deed Sale | Oct 30, 2020 · Amount on Record |
| Prior Sale | Oct 30, 2020 · Amount on Record |
| Deed Document Number | 202091642020 |
| Deed Book / Page | 2182 / 272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Oct 30, 2020 |
| Property Address | 45 PARROTT ST, COLD SPRING, NY 10516-2204 |
| Document Number | 0021820272 |
| Book / Page | 2182 / 272 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 9164-2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ROMBOUT ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 PARROTT ST, 45, COLD SPRING, NY 10516-2204 |
| Name | Verified Name |
|---|---|
| Address | 14 JACKSON ST # 3A, 3A, BROOKLYN, NY 11211 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 45 PARROTT ST, COLD SPRING, NY 10516-2204 |
| Document Number | 0071130093 |
| Instrument Date | Jul 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45 PARROTT ST COLD SPRING NY 105162204, COLD SPRING, NY 10516-2204 |
| Document Number | 0071130093 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 007113/000093 |
| Instrument | 5441 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 12, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $165,500 (-) Land $50,100 Building $115,400 | $539,615 (+14.84%) | |
| 2024 | $10,501.00 | ||
| 2023 | $165,500 (-) Land $50,100 Building $115,400 | $469,903 (+11.73%) Land $142,249 Building $327,654 | |
| 2022 | $165,500 Land $50,100 Building $115,400 | $420,584 Land $127,319 Building $293,265 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 2 condo units |
| Nearby Flood Claims | 29 (1992–2024) |
| Claims Outside the SFHA | 3 of 29 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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