45 Parker St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 45 Parker St, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,469 sqft · built 1960
Lot Size	0.461 acres (20,100 sqft)
Owner	Individual Name on File
Last Sale	$701,500 (Oct 2022)
Tax Bill	$10,758 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00H3 B:0197 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00H3 B:0197 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,469 sqft Living Area
Gross Area	2,756 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	20,100 sqft (0.461 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	45 PARKER ST
City	ACTON
State	MA
Zip	01720-5307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	197
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1022
Census Tract	363104

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	45 PARKER ST, ACTON, MA 01720-5307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK
Oct 5, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage MASSACHUSETTS INSTITUTE OF TECHNOLOGY
Oct 5, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE TRUST CO
May 20, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit INST & TECH MASS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	Oct 27, 2016 · Amount on File
Deed Book / Page	80796 / 44
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	45 PARKER ST, ACTON, MA 01720-5307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080699-33
Date	Sep 12, 2022
Book Page	80699/33
Instrument	138859

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	45 PARKER ST, ACTON, MA 01720-5307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080796-69
Date	Oct 5, 2022
Book Page	80796/69
Instrument	150266

Lender

Name	MASSACHUSETTS INSTITUTE OF TECHNOLOGY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Oct 5, 2022
Property Address	45 PARKER ST, ACTON, MA 01720-5307
Document Number	0080796-44
Book / Page	80796 / 44
Instrument Date	Oct 5, 2022
Instrument	150263
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PARKER ST, ACTON, MA 01720-5307

Mortgage

Document Number	0000150264
Date	Oct 5, 2022
Instrument	150264

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0080796-62
Date	Oct 5, 2022
Book Page	80796/62
Instrument	150265

Lender

Name	MASSACHUSETTS INSTITUTE OF TECHNOLOGY

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	May 20, 2022
Property Address	45 PARKER ST, ACTON, MA 01720-5307
Document Number	0080160-53
Book / Page	80160 / 53
Instrument Date	Apr 7, 2022
Instrument	76423
Transaction Type	Transfer
Record Updated	Jun 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PARKER ST, ACTON, MA 01720-5307

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	45 PARKER ST, ACTON, MA 01720-5307
Document Number	71582-112
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PARKER ST ACTON MA 017205307, ACTON, MA 01720-5307

Mortgage

Document Number	71582-112
Date	Sep 6, 2018
Book Page	071582/000112
Instrument	137596

Lender

Name	INST & TECH MASS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 5, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,758.00 (+5.9%)	$627,300 (+2.94%) Land $272,800 Building $354,500	$796,670 (+3.86%)
2024	$10,159.00 (-1%)	$609,400 (+4.28%) Land $272,800 Building $336,600	$767,030
2023	$10,262.00	$584,400 Land $247,800 Building $336,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1980–2017)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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