45 Park St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 45 Park St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1900
Lot Size	0.408 acres (17,759 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2013)
Tax Bill	$6,679 (2025)
Deeds & Mortgages	Nov 2023 Transfer Jul 2022 Line of Credit + 1 more
APN	`NHAM M:023A B:0026 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:023A B:0026 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	486 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	17,759 sqft (0.408 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	45 PARK ST
City	FLORENCE
State	MA
Zip	01062-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Block	26
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1010
Census Tract	821602

Owner

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 PARK ST, FLORENCE, MA 01062-1237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Aug 23, 2019	Deed of Trust, Mortgage · Balloon Mortgage HARBORONE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2013 · Amount on Record
Deed Sale	Dec 12, 2013 · Amount on Record
Deed Document Number	20133
Deed Book / Page	11542 / 190
Last Transfer Date	Nov 10, 2023
Transfer Doc	015007-162
Record Updated	Sep 20, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Nov 13, 2023
Property Address	45 PARK ST, NORTHAMPTON, MA 01062-1237
Document Number	015007-162
Book / Page	15007 / 162
Instrument Date	Nov 10, 2023
Instrument	17839
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PARK ST, FLORENCE, MA 01062-1237

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	45 PARK ST, NORTHAMPTON, MA 01062-1237
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014624-310
Date	Jul 22, 2022
Book Page	14624/310
Instrument	15413

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	45 PARK ST, NORTHAMPTON, MA 01062-1237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13369-110
Date	Aug 23, 2019
Book Page	13369/110
Instrument	16011

Lender

Name	HARBORONE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,679.00 (+16.64%)	$479,500 (+32.64%) Land $173,100 Building $306,400	$581,495 (+13.9%)
2024			$510,530
2023	$5,726.00	$361,500 Land $137,500 Building $224,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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