45 Park St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 45 Park St, Adams, MA 01220

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 bd · 1.5 ba · 32,128 sqft · built 1913
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on Record
Last Sale	$235,000 (Feb 2021)
Tax Bill	$7,676 (2025)
Deeds & Mortgages	Jul 2021 Refinance Feb 2021 Sale
APN	`41150000000050`

Property Details

APN / Parcel Number

Primary APN	`41150000000050`
Alternative APNs	`ADAM M:1150 B:0000 L:00050` `M:000115 P:000005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	32,128 sqft Total Area
1st Floor Area	2,448 sqft
Basement Area	651 sqft
Unfinished Basement	651 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	41150000000050
Street Address	45 PARK ST
City	ADAMS
State	MA
Zip	01220-2011
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B2
Legal Lot Number	50
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3011
Census Tract	922100

Owner

Source: Berkshire County and Adams Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11 S ANGELL ST, PROVIDENCE, RI 02906-5206
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GREYLOCK FCU
Feb 8, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Mar 10, 2016 · Amount on Record
Deed Document Number	2021929
Deed Book / Page	1741 / 827
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	45 PARK ST, ADAMS, MA 01220-2011
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001756-110
Date	Jul 1, 2021
Book Page	1756/110
Instrument	4180

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Feb 8, 2021
Property Address	45 PARK ST, ADAMS, MA 01220-2011
Document Number	1741-827
Book / Page	1741 / 827
Instrument Date	Jan 25, 2021
Instrument	929
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RICHMOND SQ STE 330W, 330W, PROVIDENCE, RI 02906-5157

Tax Assessment & Valuation

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,676.00 (+2.69%)	$327,900 (+6.29%) Land $81,300 Building $246,600
2024	$7,475.00 (+4.75%)	$308,500 (+10.89%) Land $76,100 Building $232,400
2023	$7,136.00	$278,200 Land $76,100 Building $202,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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