45 Paragon Dr, Troy, MI 48098 Property Records

Oakland County property record for 45 Paragon Dr, Troy, MI 48098 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,483 sqft · built 1981
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`88-20-16-476-012`

Property Details

APN / Parcel Number

Primary APN	`88-20-16-476-012`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,483 sqft Living Area
1st Floor Area	816 sqft 1st Floor
Basement Area	670 sqft Basement
Finished Basement	670 sqft Finished

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	193 ft deep x 85 ft wide
Parking Spaces	2 Parking Spaces
Garage Area	609 sqft Garage

Exterior Amenities

Deck Area	150 sqft Deck
Patio Area	150 sqft Patio
Porch	Slab
Porch Area	30 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	45 PARAGON DR
City	TROY
State	MI
Zip	48098-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2N, R11E, SEC 15 & 16 MC CORMICK & LAWRENCE LITTLE FARMS SUB E 85.31 FT OF LOT41
Legal Range	11E
Legal Township	2N
Legal Section	15
Legal Subdivision	MC CORMICK LAWRENCE LITTLE FARM
Legal Lot Number	41
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2006
Census Tract	196900

Owner

Source: Oakland County records · APN 88-20-16-476-012

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 PARAGON DR, TROY, MI 48098-4628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	45 PARAGON DR, TROY, MI 48098-4628
Transaction Type	Mortgage
Record Updated	Oct 06, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PARAGON DR, TROY, MI 48098-4628

Mortgage

Document Number	0000119384
Date	Sep 24, 2025
Book Page	60547/669
Instrument	119384

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,754.00 (-3.84%)
2023			$243,260
2022	$2,864.00	$121,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.