Valley County property record for 45 Panorama Dr, Cascade, ID 83611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1978 |
| Lot Size | 0.834 acres (36,342 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,142 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Jul 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | RP002120000910 |
| Primary APN | RP002120000910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 3 Stories |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 36,342 sqft (0.834 acres) |
| Garage Type | Detached |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Street Address | 45 PANORAMA DR |
|---|---|
| City | CASCADE |
| State | ID |
| Zip | 83611-5075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PONDEROSA SHORES SUBDIVISION LOT 91 |
| Legal Subdivision | PONDEROSA SHORES SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 91 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | CASCADE |
| Census Block Group | 4 |
| Census Block | 4175 |
| Census Tract | 970100 |
Source: Valley County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 479, CASCADE, ID 83611-0479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Jul 20, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 13, 2017 |
| Transfer Doc | 0000407317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 45 PANORAMA DR, CASCADE, ID 83611-5075 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 PANORAMA DR, CASCADE, ID 83611-5075 |
| Document Number | 0000442141 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 442141 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | CASCADE, ID 83611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Jul 20, 2017 |
| Property Address | 45 PANORAMA DR, CASCADE, ID 83611-5075 |
| Document Number | 0000407317 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 407317 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3313 W CHERRY LN # 224, 224, MERIDIAN, ID 83642-1119 |
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Unified School District | Cascade School District 422 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,004 (-11.75%) Land $130,514 Building $349,490 | $480,004 (-11.75%) Land $130,514 Building $349,490 | |
| 2025 | $1,142.00 (+10.66%) Homeowner's exemption | $543,921 (-4.58%) Land $134,550 Building $409,371 | $543,921 (-4.58%) Land $134,550 Building $409,371 |
| 2023 | $1,032.00 (-20.12%) Homeowner's exemption | $570,009 Land $134,550 Building $435,459 | $570,009 Land $134,550 Building $435,459 |
| 2022 | $1,292.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 57% of Idaho |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ziply Fiber DSL | 115 / 7 |
5G (outdoors only) and 4G LTE
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