45 Pangborn Rd, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 45 Pangborn Rd, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,936 sqft · built 2005
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Jul 2019)
Tax Bill	$7,610 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`353289 241.00-04-14.04`

Property Details

APN / Parcel Number

Primary APN	`353289 241.00-04-14.04`
Alternative APN	`328924100000040140400000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,936 sqft Living Area
1st Floor Area	1,028 sqft
2nd Floor Area	908 sqft
Upper Floors Area	338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	45 PANGBORN RD
City	CENTRAL SQUARE
State	NY
Zip	13036-3459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	13TH TOWNSHIP OF SCRIBAS PATENT
Legal Block	4
Legal Lot Number	14.040
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	4
Census Block	4025
Census Tract	20703

Owner

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 PANGBORN RD, CENTRAL SQUARE, NY 13036-3459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Feb 9, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
Jul 19, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	20196011
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	45 PANGBORN RD, CENTRAL SQUARE, NY 13036-3459
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PANGBORN RD, CENTRAL SQUARE, NY 13036-3459

Mortgage

Document Number	0000003244
Date	Apr 4, 2022
Instrument	R-2022-003244

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Aug 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	45 PANGBORN RD, CENTRAL SQUARE, NY 13036-3459
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PANGBORN RD, CENTRAL SQ, NY 13036-3459

Mortgage

Document Number	0000001396
Date	Feb 9, 2022
Instrument	R-2022-001396

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Aug 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	45 PANGBORN RD, CENTRAL SQUARE, NY 13036-3459
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PANGBORN RD, CENTRAL SQUARE, NY 13036-3459

Mortgage

Document Number	0000004221
Date	Nov 30, 2021
Instrument	R-2021-014221

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 19, 2019
Property Address	45 PANGBORN RD, CENTRAL SQUARE, NY 13036-3459
Document Number	0000006011
Instrument Date	Jul 15, 2019
Instrument	6011
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$956.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 RICHFIELD BLVD MATTYDALE NY 132111427, MATTYDALE, NY 13211-1427

Tax Assessment & Valuation

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,610.00 (+2.6%)
2025	$7,417.00	$251,000 (-) Land $21,000 Building $230,000	$334,667 (+14.67%) Land $28,000 Building $306,667
2023		$251,000 Land $21,000 Building $230,000	$291,860 Land $24,419 Building $267,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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