Bergen County and Cresskill Borough property record for 45 Palisade Ave, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,641 sqft · built 1923 |
| Lot Size | 0.178 acres (7,758 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,000 (Sep 2002) |
| Tax Bill | $10,837 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00179-0000-00049 |
| Primary APN | 08-00179-0000-00049 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,641 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 7,758 sqft (0.178 acres) |
| Lot Dimensions | 97 ft deep x 80 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 224800 |
|---|---|
| Street Address | 45 PALISADE AVE |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 80X97 3LT L50-52 |
| Legal Block | 179 |
| Legal Lot Number | 49 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 8001 |
45 Palisade Ave is owned and occupied by two individuals who bought it in September 2002.
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 PALISADE AVE, CRESSKILL, NJ 07626-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 15, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2002 · Amount on File |
| Deed Sale | Sep 5, 2002 · Amount on File |
| Deed Book / Page | 8507 / 186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 PALISADE AVE, CRESSKILL, NJ 07626-2117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 PALISADE AVE, CRESSKILL, NJ 07626-2117 |
| Document Number | 0057070012 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 5707/12 |
| Instrument | 2026004571 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 15, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 PALISADE AVE, CRESSKILL, NJ 07626-2117 |
| Document Number | 0029971941 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Title Company | SOUTHWEST FINANCIAL |
| Name | Verified Name |
|---|---|
| Address | 45 PALISADE AVE CRESSKILL NJ 076262117, CRESSKILL, NJ 07626-2117 |
| Document Number | 0029971941 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 002997/001941 |
| Instrument | 50222 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBUIRGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 45 Palisade Ave was $10,837, up 8% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,200 (+17.5%) Land $405,400 Building $155,800 | $561,200 (+17.5%) Land $405,400 Building $155,800 | |
| 2025 | $10,837.00 (+7.99%) | $477,600 Land $332,300 Building $145,300 | $477,600 Land $332,300 Building $145,300 |
| 2024 | $10,035.00 | ||
| 2023 | $402,300 Land $266,700 Building $135,600 | $402,300 Land $266,700 Building $135,600 | |
| 2022 | $8,804.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Palisade Ave in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 20 (1999–2024) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Palisade Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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