45 Paden St, Covington, GA 30016 Property Records

Newton County property record for 45 Paden St, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,976 sqft · built 2001
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$218,900 (Mar 2017)
Tax Bill	$3,848 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`00290-00000-295-000`

Property Details

APN / Parcel Number

Primary APN	`00290-00000-295-000`
Alternative APNs	`0029 295` `16410`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,976 sqft Heated Area
1st Floor Area	1,734 sqft
Basement Area	3,451 sqft
Finished Basement	1,717 sqft
Unfinished Basement	1,734 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Area	726 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	168 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16410
Street Address	45 PADEN ST
City	COVINGTON
State	GA
Zip	30016-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT263 LIVINGSTON WILLOWS
Legal Subdivision	LIVINGSTON WILLOWS
Legal Lot Number	263
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2010
Census Tract	100904

Owner

45 Paden St is owned and occupied by an individual who bought it in March 2017.

Source: Newton County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	45 PADEN ST, COVINGTON, GA 30016-1302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 27, 2019	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Prior Sale	Apr 14, 2015 · Amount on File
Deed Document Number	2017965
Deed Book / Page	3547 / 2
Transfer Doc	0033220374
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 PADEN ST, COVINGTON, GA 30016-1302
Document Number	0039130213
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PADEN ST COVINGTON GA 300161302, COVINGTON, GA 30016-1302

Mortgage

Document Number	0039130213
Date	Oct 28, 2019
Book Page	003913/000213
Instrument	14012

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	45 PADEN ST, COVINGTON, GA 30016-1302
Document Number	0039320573
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PADEN ST COVINGTON GA 300161302, COVINGTON, GA 30016-1302

Mortgage

Document Number	0039320573
Date	Dec 9, 2019
Book Page	003932/000573
Instrument	16129

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Paden St was $3,848 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,848.00 Homeowner's exemption	$154,680 Land $18,800 Building $135,880	$386,700 Land $47,000 Building $339,700
2023		$167,840 Land $11,200 Building $156,640	$419,600 Land $28,000 Building $391,600
2022	$3,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Paden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Paden St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Paden St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures