45 Paddock Dr, Fairhope, AL 36532 Property Records

Baldwin County property record for 45 Paddock Dr, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,983 sqft · built 1977
Lot Size	0.257 acres (11,196 sqft)
Owner	Individual Name on Record
Last Sale	$15,500 (Mar 2019)
Tax Bill	$2,432 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-03-37-0-013-104.025`

Property Details

APN / Parcel Number

Primary APN	`46-03-37-0-013-104.025`
Alternative APNs	`354038` `8260`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,983 sqft Heated Area
1st Floor Area	1,983 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,196 sqft (0.257 acres)
Lot Dimensions	124 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	354038
Street Address	45 PADDOCK DR
City	FAIRHOPE
State	AL
Zip	36532-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90' X 124.4' PADDOCK ESTATES SUB UNIT 2 LOT 30 PB9 PG153 GRSEC 37-T6S-R2E (WD-SURVIVORSHIP)
Legal Subdivision	PADDOCK ESTATES
Legal Block	U-2
Legal Lot Number	30
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	2
Census Block	2015
Census Tract	11202

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 PADDOCK DR, FAIRHOPE, AL 36532-1117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK
Mar 13, 2019	Grant Deed, Transfer · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2019 · Amount on Record
Deed Sale	Mar 13, 2019 · Amount on Record
Prior Sale	Jul 30, 2014 · Amount on Record
Deed Document Number	20191747698
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	45 PADDOCK DR, FAIRHOPE, AL 36532-1117
Document Number	0001825437
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 PADDOCK DR FAIRHOPE AL 365321117, FAIRHOPE, AL 36532-1117

Mortgage

Document Number	0001825437
Date	Apr 28, 2020
Instrument	1825437

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 13, 2019
Property Address	45 PADDOCK DR, FAIRHOPE, AL 36532-1117
Document Number	0001747698
Instrument Date	Mar 8, 2019
Instrument	1747698
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 PADDOCK DR FAIRHOPE AL 365321117, FAIRHOPE, AL 36532-1117

Mortgage

Document Number	1747699
Date	Mar 13, 2019
Instrument	1747699

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,432.00 (+4.15%) Homeowner's exemption
2025	$2,335.00 (+18.71%)	$51,760 (+18.34%) Land $21,120 Building $30,640	$517,500 (+18.37%) Land $211,200 Building $306,300
2023	$1,967.00 (+16.6%) Homeowner's exemption	$43,740 (+16.14%)	$437,200 (+16.09%) Land $201,300 Building $235,900
2022	$1,687.00 (+15.15%) Homeowner's exemption	$37,660	$376,600 Land $184,800 Building $191,800
2021	$1,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 units insured incl. 137 condo units
Nearby Flood Claims	129 (1978–2020)
Claims Outside the SFHA	24 of 129
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Katrina, Aug 2005 · 60 claims Hurricane Ivan, Sep 2004 · 15 claims Hurricane Georges, Sep 1998 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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