Middlesex County and Hudson Town property record for 45 Packard St, Hudson, MA 01749
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,836 sqft · built 1984 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on File |
| Last Sale | $530,000 (Jan 2022) |
| Tax Bill | $7,433 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit May 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18122 |
| Primary APN | 18122 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Living Area |
| Gross Area | 2,884 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 442 sqft |
| Unfinished Basement | 442 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 18122 |
|---|---|
| Street Address | 45 PACKARD ST |
| City | HUDSON |
| State | MA |
| Zip | 01749-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SB |
| Legal Lot Number | 122 |
| Jurisdiction | HUDSON MA |
| Township / Civil Division | HUDSON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 322300 |
Source: Middlesex County and Hudson Town records · APN 18122
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 45 PACKARD ST, HUDSON, MA 01749-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| May 16, 2023 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Oct 20, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 18, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| Sep 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Jun 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ST MARY'S CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 18, 2022 · Amount on Record |
| Deed Sale | Jan 18, 2022 · Amount on Record |
| Prior Sale | Jul 27, 2009 · Amount on Record |
| Deed Book / Page | 79548 / 167 |
| Last Transfer Date | Oct 18, 2023 |
| Transfer Doc | 082120-260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 45 PACKARD ST, HUDSON, MA 01749-1433 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 078428-519 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 78428/519 |
| Instrument | 178044 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 45 PACKARD ST, HUDSON, MA 01749-1433 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 081538-244 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 81538/244 |
| Instrument | 50328 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jun 01, 2063 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUDSON MA |
| Recording Date | Oct 20, 2023 |
| Property Address | 45 PACKARD ST, HUDSON, MA 01749-1433 |
| Document Number | 082120-260 |
| Book / Page | 82120 / 260 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 119467 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUDSON MA |
| Recording Date | Jan 18, 2022 |
| Property Address | 45 PACKARD ST, HUDSON, MA 01749-1433 |
| Document Number | 079548-167 |
| Book / Page | 79548 / 167 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 9266 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 PACKARD ST, HUDSON, MA 01749-1433 |
| Document Number | 0000009267 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 9267 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 45 PACKARD ST, HUDSON, MA 01749-1433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75677-402 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 75677/402 |
| Instrument | 167339 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 45 PACKARD ST, HUDSON, MA 01749-1433 |
| Document Number | 71194-258 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Name | Verified Name |
|---|---|
| Address | 45 PACKARD ST HUDSON MA 017491433, HUDSON, MA 01749-1433 |
| Document Number | 71194-258 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 071194/000258 |
| Instrument | 90280 |
| Name | ST MARY'S CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 21, 2023 |
Source: Middlesex County and Hudson Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,433.00 (-0.09%) | $535,500 (+0.77%) Land $163,100 Building $372,400 | $610,850 (+7.85%) |
| 2024 | $7,440.00 (+8.77%) | $531,400 (+13.43%) Land $148,200 Building $383,200 | $566,390 |
| 2023 | $6,840.00 | $468,500 Land $142,600 Building $325,900 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 488 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HUDSON WATER SUPPLY serves 20,032 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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