45 Packard Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 45 Packard Rd, Stow, MA 01775 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1957
Square Footage	1,248 sqft Living Area
Lot Size	54,450 sqft (1.25 acres)
Occupancy	Owner Occupied
Last Sale	$459,000 (2004)
Tax Bill	$9,992.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R-17 000017`
Alternative APNs	`STOW M:000R-17 P:017` `M:000R=17 P:017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	11 Rooms
Units	2 Units
Building Area	1,248 sqft Living Area
Gross Area	3,294 sqft Gross Area
1st Floor	1,040 sqft 1st Floor
Attic Area	1,040 sqft Attic
Attic	1 Attic
Basement Area	1,040 sqft Basement
Unfinished Basement	1,040 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Other Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	54,450 sqft (1.25 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	R-17 000017
Street Address	45 PACKARD RD
City	STOW
State	MA
Zip	01775-1113
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Jurisdiction	STOW MA
Minor Civil Division	STOW
Census Blockgroup	1
Census Block	1001
Census Tract	323101

Owner

Source: Middlesex County and Stow Town records · APN R-17 000017

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 PACKARD RD, STOW, MA 01775-1113
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2004 · Amount on Record
Deed Sale	Dec 01, 2004 · Amount on Record
Deed Doc Number	2004302100
Deed Book / Page	44214 / 529
Record Refreshed	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	45 PACKARD RD, STOW, MA 01775-1113
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78894-49
Date	Oct 12, 2021
Book Page	78894/49
Instrument	224336

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,992.00 (+1.36%)	$573,600 (-1.26%) Land $337,000 Building $236,600
2024	$9,858.00 (-0.76%)	$580,900 (+6.02%) Land $325,000 Building $255,900
2023	$9,933.00	$547,900 Land $310,200 Building $237,700

Flood & Wildfire

45 Packard Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.