45 Overlook Rd, Dobbs Ferry, NY 10522 Property Records

Westchester County and Greenburgh Town property record for 45 Overlook Rd, Dobbs Ferry, NY 10522

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,163 sqft · built 1965
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Tax Bill$23,674 (2026)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN552603 3.100-97-45

Property Details

APN / Parcel Number

Primary APN552603 3.100-97-45
Alternative APNs
  • 55260309 24 487 43
  • 3065525

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,163 sqft Living Area
1st Floor Area1,934 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3065525
Street Address45 OVERLOOK RD
CityDOBBS FERRY
StateNY
Zip10522-3209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHICKORY HILL
Legal Block97
Legal Lot Number45.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionGREENBURGH
Census Block Group2
Census Block2014
Census Tract10500

Owner

Source: Westchester County and Greenburgh Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 OVERLOOK RD, DOBBS FERRY, NY 10522-3209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 12, 2013
Transfer Doc0592333426
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address45 OVERLOOK RD, DOBBS FERRY, NY 10522-3209
Document Number0592963123
Instrument DateOct 10, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyMIT NATIONAL LAND SERVICES, MIT NAT'L LAND SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 OVERLOOK RD DOBBS FERRY NY 105223209, DOBBS FERRY, NY 10522-3209

Mortgage

Document Number0592963123
DateOct 23, 2019
Book Page059296/003123
Lender
NameSANTANDER BK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 22, 2049

Tax Assessment & Valuation

Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionGreenburgh Town
MunicipalityDobbs Ferry Village
Unified School DistrictArdsley Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$23,674.00 (+15.26%)
2025$20,540.00$844,800 (+9.01%) Land $349,500 Building $495,300$844,800 (+9.01%) Land $349,500 Building $495,300
2024Additional exemption filed$775,000 (+7.64%) Land $349,500 Building $425,500$775,000 (+7.64%) Land $349,500 Building $425,500
2023$720,000 Land $297,600 Building $422,400$720,000 Land $297,600 Building $422,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1979–1989)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-1
private · serves 146,732 people · EPA ID NY5903444
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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