Ridgefield Town property record for 45 Overlook Dr, Ridgefield, CT 06877
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,102 sqft · built 1963 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,279 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D140062 |
| Primary APN | D140062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,102 sqft Living Area |
| Basement Area | 2,078 sqft |
| Unfinished Basement | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,321 sqft (1.27 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | D140062 |
|---|---|
| Street Address | 45 OVERLOOK DR |
| City | RIDGEFIELD |
| State | CT |
| Zip | 06877-3711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAA |
| Legal Block | 62 |
| Jurisdiction | RIDGEFIELD CT |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 245600 |
45 Overlook Dr is owned and occupied by two individuals.
Source: Ridgefield Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 OVERLOOK DR, RIDGEFIELD, CT 06877-3711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIDGEFIELD CT |
| Property Address | 45 OVERLOOK DR, RIDGEFIELD, CT 06877-3711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1074-435 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 1074/435 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 45 Overlook Dr was $11,279.
Source: Ridgefield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Ridgefield Town |
| Unified School District | Ridgefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,279.00 | $411,810 Land $220,500 Building $191,310 | $288,267 Land $154,350 Building $133,917 |
| 2024 | $11,279.00 (+6.12%) | ||
| 2023 | $10,629.00 (-1.6%) | $411,810 (+8.39%) Land $220,500 Building $191,310 | |
| 2022 | $10,802.00 | $379,940 Land $189,000 Building $190,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Overlook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Overlook Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011 |
|---|---|
| Water Source | Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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