45 Overlook Dr, Hackettstown, NJ 07840 Property Records

Warren County and Independence Township property record for 45 Overlook Dr, Hackettstown, NJ 07840

Property Summary

Property Type	Single Family Home
Details	1,402 sqft · built 1988
Lot Size	0.02 acres (861 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (May 2013)
Tax Bill	$5,981 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Aug 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00004-0000-00022-0000-C0045`

Property Details

APN / Parcel Number

Primary APN	`12-00004-0000-00022-0000-C0045`
Alternative APNs	`1200004000000022C0045` `30800`

Interior

Stories	2 Stories
Building Area	1,402 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Lot Area	861 sqft (0.02 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	30800
Street Address	45 OVERLOOK DR
City	HACKETTSTOWN
State	NJ
Zip	07840-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HILLS/INDEPENDENCE
Legal Block	4
Legal Lot Number	22
Jurisdiction	WARREN NJ
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2004
Census Tract	31301

Owner

Source: Warren County and Independence Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 OVERLOOK DR, HACKETTSTOWN, NJ 07840-4606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Aug 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
May 25, 2017	Deed of Trust, Mortgage · Line of Credit HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2013 · Amount on Record
Deed Sale	May 7, 2013 · Amount on Record
Prior Sale	Dec 2, 2004 · Amount on Record
Deed Document Number	2013407201
Deed Book / Page	2485 / 280
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	45 OVERLOOK DR, HACKETTSTOWN, NJ 07840-4606
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007821/142
Date	Nov 17, 2025
Book Page	7821/142
Instrument	2025-629102

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	45 OVERLOOK DR, HACKETTSTOWN, NJ 07840-4606
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007372/295
Date	Aug 4, 2022
Book Page	7372/295
Instrument	2022-580197

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	45 OVERLOOK DR, HACKETTSTOWN, NJ 07840-4606
Document Number	0000475857
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OVERLOOK DR HACKETTSTOWN NJ 078404606, HACKETTSTOWN, NJ 07840-4606

Mortgage

Document Number	0000475857
Date	Jun 1, 2017
Book Page	006450/000320
Instrument	475857

Lender

Name	HOUSING FIN AGCY
Address	TRENTON, NJ 08650-2085

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County and Independence Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Independence Township
Unified School District	Great Meadows Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,600 (-) Land $45,000 Building $112,600	$157,600 (-) Land $45,000 Building $112,600
2025	$5,981.00 (+3.3%)	$157,600 (-) Land $45,000 Building $112,600	$157,600 (-) Land $45,000 Building $112,600
2024	$5,790.00 (+4.83%)
2023		$157,600 Land $45,000 Building $112,600	$157,600 Land $45,000 Building $112,600
2022	$5,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HACKETTSTOWN MUA serves 22,000 people · EPA ID NJ2108001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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