45 Overbrook Rd, Mountain Brook (Birmingham), AL 35213 Property Records

Jefferson County property record for 45 Overbrook Rd, Mountain Brook, AL 35213

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,674 sqft · built 1963
Lot Size0.471 acres (20,550 sqft)
Owner2 Individual Names on Record
Tax Bill$7,650 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN28-00-04-3-003-003.000

Property Details

APN / Parcel Number

Primary APN28-00-04-3-003-003.000
Alternative APNs
  • 28043003003000RR00
  • 358535

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,674 sqft Living Area
Gross Area6,520 sqft
1st Floor Area2,674 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area20,550 sqft
Lot Dimensions182 ft deep x 125 ft wide
PorchPorch
Porch Area420 sqft
Patio Area246 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number358535
Old Parcel Number28043003003000RR00
Street Address45 OVERBROOK RD
CityMOUNTAIN BRK
StateAL
Zip35213-4313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 9 BLK 2 OVERBROOK GARDENS INC RESUR
Legal Range02W
Legal Township18S
Legal Section04
Legal QuarterSW
Legal SubdivisionOVERBROOK GD-BLK 2 28-4-3
Legal Block2
Legal Lot Number9
JurisdictionJEFFERSON AL
Township / Civil DivisionBIRMINGHAM
Census Block Group1
Census Block1015
Census Tract10802

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 OVERBROOK RD, MOUNTAIN BRK, AL 35213-4313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address45 OVERBROOK RD, MOUNTAIN BRK, AL 35213-4313
Document Number0000104243
Instrument DateSep 24, 2018
Transaction TypeMortgage
Record UpdatedOct 23, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 OVERBROOK RD MOUNTAIN BROOK AL 352134313, MOUNTAIN BROOK, AL 35213-4313

Mortgage

Document Number0000104243
DateOct 5, 2018
Instrument104243
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35213
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 4, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
MunicipalityMountain Brook City
Unified School DistrictMountain Brook City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,650.00 Senior Citizen's exemption$74,900 (-)$988,000 (+22.11%) Land $546,300 Building $441,700
2023$74,900 Land $39,343 Building $35,557$809,100 Land $425,000 Building $384,100
2022$7,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims11 (2010–2023)
Claims Outside the SFHA11 of 11
Most Recent ClaimMay 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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