45 Oval Rd, Quincy, MA 02170 Property Records

Norfolk County and Quincy City property record for 45 Oval Rd, Quincy, MA 02170

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 577 sqft · built 1965
Lot Size	0.705 acres (30,706 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Feb 2017)
Tax Bill	$3,516 (2026)
Deeds & Mortgages	Jun 2024 Refinance Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1331501`

Property Details

APN / Parcel Number

Primary APN	`1331501`
Alternative APN	`QUIN M:5081 B:7 L:45`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	47 Units
Stories	1 Story
Building Area	577 sqft Living Area
Gross Area	677 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	30,706 sqft (0.705 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	1331501
Street Address	45 OVAL RD
City	QUINCY
State	MA
Zip	02170-3838
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RESC
Legal Subdivision	SUNSET GARDENS
Legal Block	7
Legal Lot Number	45
Jurisdiction	QUINCY MA
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3009
Census Tract	417602

Owner

45 Oval Rd, a condominium, is owned and occupied by an individual who bought it in February 2017.

Source: Norfolk County and Quincy City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 OVAL RD, QUINCY, MA 02170-3838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Sep 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND CREDIT UNION
Feb 23, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2017 · Amount on File
Deed Sale	Feb 23, 2017 · Amount on File
Prior Sale	Dec 8, 2006 · Amount on File
Deed Book / Page	34932 / 329
Transfer Doc	034932-329
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	45 OVAL RD, QUINCY, MA 02170-3838
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041811-476
Date	Jun 4, 2024
Book Page	41811/476
Instrument	34056

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	45 OVAL RD, QUINCY, MA 02170-3838
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	042639-156
Date	Sep 10, 2025
Book Page	42639/156
Instrument	63388

Lender

Name	ROCKLAND CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUINCY MA
Recording Date	Feb 23, 2017
Property Address	45 OVAL RD, QUINCY, MA 02170-3838
Document Number	34932-329
Book / Page	034932 / 000329
Instrument Date	Feb 15, 2017
Instrument	16472
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OVAL RD QUINCY MA 021703838, QUINCY, MA 02170-3838

Mortgage

Document Number	34932-331
Date	Feb 23, 2017
Book Page	034932/000331
Instrument	16473

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 45 Oval Rd was $3,516, up 0.3% from the year before.

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Quincy City
Unified School District	Quincy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,516.00 (+0.31%)	$298,500 (-1.81%) Building $298,500	$311,600 (-)
2025	$3,505.00 (+5.96%)	$304,000 (+3.58%) Building $304,000	$311,600 (+5.87%)
2024	$3,308.00 (+20.95%)	$293,500 (+19.45%) Building $293,500	$294,310
2023	$2,735.00	$245,700 Building $245,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Oval Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	39 (1978–2013)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 10 claims Severe Storms And Flooding, Oct 2005 · 2 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Oval Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY WATER DEPT. (MWRA) serves 106,000 people · EPA ID MA3243000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy, Starry.

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