Essex County and Millburn Township property record for 45 Oval Rd, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 3,460 sqft · built 1961 |
| Lot Size | 0.237 acres (10,311 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $453,677 (Apr 2001) |
| Tax Bill | $19,707 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00507-0000-00047 |
| Primary APN | 12-00507-0000-00047 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,460 sqft Living Area |
| 1st Floor Area | 3,460 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 10,311 sqft (0.237 acres) |
| Lot Dimensions | 126 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 45 OVAL RD |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRRX125 .2367AC |
| Legal Subdivision | MILLBURN ESTATES |
| Legal Block | 507 |
| Legal Lot Number | 47 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 20200 |
Source: Essex County and Millburn Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 OVAL RD, MILLBURN, NJ 07041-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2001 · Amount on Record |
| Deed Sale | Apr 16, 2001 · Amount on Record |
| Prior Sale | Apr 11, 2001 · Amount on Record |
| Deed Book / Page | 5762 / 497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 45 OVAL RD, MILLBURN, NJ 07041-1409 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 2021019960 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021019960 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 45 OVAL RD, MILLBURN, NJ 07041-1409 |
| Document Number | 0000048549 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 OVAL RD MILLBURN NJ 070411409, MILLBURN, NJ 07041-1409 |
| Document Number | 0000048549 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 48549 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 18, 2035 |
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $976,100 (-) Land $495,600 Building $480,500 | $976,100 (-) Land $495,600 Building $480,500 | |
| 2025 | $19,707.00 (+1.87%) | $976,100 (-) Land $495,600 Building $480,500 | $976,100 (-) Land $495,600 Building $480,500 |
| 2024 | $19,346.00 (+2.01%) | ||
| 2023 | $976,100 Land $495,600 Building $480,500 | $976,100 Land $495,600 Building $480,500 | |
| 2022 | $18,965.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 92 (1978–2021) |
| Claims Outside the SFHA | 89 of 92 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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