Westchester County and Harrison Town property record for 45 Osborn Rd, Harrison, NY 10528
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 6,823 sqft · built 2003 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,715,000 (Nov 2002) |
| Tax Bill | $75,295 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage Aug 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 552801 0517.-14 |
| Primary APN | 552801 0517.-14 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 6,823 sqft Living Area |
| 1st Floor Area | 3,546 sqft |
| 2nd Floor Area | 3,277 sqft |
| Upper Floors Area | 423 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 68,825 sqft (1.58 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|
| Account Number | 000033080 |
|---|---|
| Street Address | 45 OSBORN RD |
| City | HARRISON |
| State | NY |
| Zip | 10528-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SUBDIVISION MAP OF STERLING RIDGE |
| Legal Lot Number | 14 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 8500 |
45 Osborn Rd is owned and occupied by two individuals who bought it in November 2002.
Source: Westchester County and Harrison Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 OSBORN RD, HARRISON, NY 10528-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Aug 2, 2017 | Loan Modification, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2002 · Amount on File |
| Deed Sale | Nov 20, 2002 · Amount on File |
| Deed Document Number | 2002423111110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 45 OSBORN RD, HARRISON, NY 10528-1303 |
| Document Number | 0572233307 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 OSBORN RD HARRISON NY 105281303, HARRISON, NY 10528-1303 |
| Document Number | 0572233307 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 057223/003307 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 45 OSBORN RD, HARRISON, NY 10528-1303 |
| Document Number | 0572233308 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 OSBORN RD HARRISON NY 105281303, HARRISON, NY 10528-1303 |
| Document Number | 0572233308 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 057223/003308 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 10, 2047 |
| Rate | 3.5% |
|---|
The 2026 property tax bill for 45 Osborn Rd was $75,295, up 55.3% from the year before.
Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Harrison Town |
| Municipality | Harrison Village |
| Unified School District | Harrison Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,295.00 (+55.31%) | ||
| 2025 | $48,482.00 | $44,800 (-) Land $6,300 Building $38,500 | $3,862,069 (-2.59%) Land $543,103 Building $3,318,966 |
| 2024 | $44,800 (-) Land $6,300 Building $38,500 | $3,964,602 (+3.54%) Land $557,522 Building $3,407,080 | |
| 2023 | $44,800 Land $6,300 Building $38,500 | $3,829,060 Land $538,462 Building $3,290,598 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Osborn Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 71 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 195 (1978–2024) |
| Claims Outside the SFHA | 67 of 195 |
| Most Recent Claim | Mar 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Osborn Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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