Hampden County and Springfield City property record for 45 Oregon St, Springfield, MA 01118
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,380 sqft · built 1947 |
| Lot Size | 0.137 acres (5,976 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Mar 2022) |
| Tax Bill | $4,765 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:09350 P:0037 |
| Primary APN | SPRI S:09350 P:0037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 690 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,976 sqft (0.137 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 93500037 |
|---|---|
| Street Address | 45 OREGON ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01118-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 802400 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 OREGON ST, SPRINGFIELD, MA 01118-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Mar 25, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage POLISH NATIONAL CU |
| Aug 29, 2019 | Quit Claim Deed, Transfer · FHA Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2022 · Amount on Record |
| Deed Sale | Mar 25, 2022 · Amount on Record |
| Prior Sale | Aug 29, 2019 · Amount on Record |
| Deed Book / Page | 24467 / 225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 45 OREGON ST, SPRINGFIELD, MA 01118-1231 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 023978-273 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 23978/273 |
| Instrument | 46046 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Mar 25, 2022 |
| Property Address | 45 OREGON ST, SPRINGFIELD, MA 01118-1231 |
| Document Number | 024467-225 |
| Book / Page | 24467 / 225 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 18219 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 110 CARR ST, SPRINGFIELD, MA 01118-2207 |
| Document Number | 0000018220 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 18220 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Aug 29, 2019 |
| Property Address | 45 OREGON ST, SPRINGFIELD, MA 01118-1231 |
| Document Number | 22828-140 |
| Book / Page | 22828 / 140 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 49247 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 EUCID AVE, SPRINGFIELD, MA |
| Document Number | 49248 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 49248 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,765.00 (+9.16%) | $308,200 (+10.7%) Land $46,800 Building $261,400 | $313,701 (+0.98%) |
| 2025 | $4,365.00 (+7.25%) | $278,400 (+16.63%) Land $46,800 Building $231,600 | $310,650 (+0.83%) |
| 2024 | $308,085 | ||
| 2023 | $4,070.00 | $238,700 Land $44,600 Building $194,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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