45 Oreco Ter, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 45 Oreco Ter, Monroe, NY 10950

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,375 sqft · built 1935
Lot Size0.31 acres (13,508 sqft)
OwnerIndividual Name on Record
Last Sale$353,500 (Jan 2021)
Tax Bill$11,696 (2024)
Deeds & MortgagesJan 2021 Sale & Mortgage
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN334089 1-1-61

Property Details

APN / Parcel Number

Primary APN334089 1-1-61
Alternative APNs
  • 408900100000010610000000
  • 1-1-61

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,375 sqft Living Area
Gross Area2,410 sqft
1st Floor Area1,589 sqft
2nd Floor Area224 sqft
Upper Floors Area562 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 2013
Architectural StyleOld Style
Lot Area13,508 sqft (0.31 acres)
Lot Dimensions196 ft deep x 69 ft wide
View / LotSuburban
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area126 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number1-1-61
Street Address45 ORECO TER
CityMONROE
StateNY
Zip10950-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR-10
Legal DescriptionLT VIII O&R ELECT SUB CO INC SUB & PARCEL
Legal SubdivisionO&R ELECT
Legal Block1
Legal Lot Number61.00
JurisdictionORANGE NY
Township / Civil DivisionMONROE
Census Block Group1
Census Block1005
Census Tract14101

Owner

Source: Orange County and Monroe Town records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 ORECO TER, MONROE, NY 10950-1631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2021Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS
Oct 15, 2019Quit Claim Deed, Transfer
MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2021 · Amount on Record
Deed SaleJan 8, 2021 · Amount on Record
Prior SaleJun 25, 2014 · Amount on Record
Deed Document Number20211536
Deed Book / Page14878 / 83
Record UpdatedOct 29, 2026

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE NY
Recording DateJan 8, 2021
Property Address45 ORECO TER, MONROE, NY 10950-1631
Document Number0000001536
Book / Page014878 / 000083
Instrument DateDec 11, 2020
Instrument1536
Transaction TypeTransfer
Record UpdatedApr 13, 2021
Title CompanyHILL-N-DALE ABSTRACTERS INC.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,414.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1693 65TH ST #A3 LONG ISLAND CITY NY 11120, A3, LONG ISLAND CITY, NY 11120

Mortgage

Document Number1537
DateJan 8, 2021
Book Page014878/000088
Instrument1537
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 7, 2051

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE NY
Recording DateOct 15, 2019
Property Address45 ORECO TER, MONROE, NY 10950-1631
Document Number0000072788
Book / Page014638 / 000556
Instrument DateOct 7, 2019
Instrument72788
Transaction TypeTransfer
Record UpdatedOct 30, 2019
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 ORECO TER MONROE NY 109501631, MONROE, NY 10950-1631

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionMonroe Town
Unified School DistrictMonroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,200 (-) Land $13,300 Building $41,900$510,600 (+13.42%)
2024$11,696.00
2023$55,200 Land $13,300 Building $41,900$450,200 Land $108,472 Building $341,728

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2011)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35

May also be available: Skywire Networks, Verizon.

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