Orange County and Monroe Town property record for 45 Oreco Ter, Monroe, NY 10950
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,375 sqft · built 1935 |
| Lot Size | 0.31 acres (13,508 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $353,500 (Jan 2021) |
| Tax Bill | $11,696 (2024) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 334089 1-1-61 |
| Primary APN | 334089 1-1-61 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,375 sqft Living Area |
| Gross Area | 2,410 sqft |
| 1st Floor Area | 1,589 sqft |
| 2nd Floor Area | 224 sqft |
| Upper Floors Area | 562 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Old Style |
| Lot Area | 13,508 sqft (0.31 acres) |
| Lot Dimensions | 196 ft deep x 69 ft wide |
| View / Lot | Suburban |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 126 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 1-1-61 |
|---|---|
| Street Address | 45 ORECO TER |
| City | MONROE |
| State | NY |
| Zip | 10950-1631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR-10 |
| Legal Description | LT VIII O&R ELECT SUB CO INC SUB & PARCEL |
| Legal Subdivision | O&R ELECT |
| Legal Block | 1 |
| Legal Lot Number | 61.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14101 |
Source: Orange County and Monroe Town records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 ORECO TER, MONROE, NY 10950-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2021 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Oct 15, 2019 | Quit Claim Deed, Transfer MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on Record |
| Deed Sale | Jan 8, 2021 · Amount on Record |
| Prior Sale | Jun 25, 2014 · Amount on Record |
| Deed Document Number | 20211536 |
| Deed Book / Page | 14878 / 83 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Jan 8, 2021 |
| Property Address | 45 ORECO TER, MONROE, NY 10950-1631 |
| Document Number | 0000001536 |
| Book / Page | 014878 / 000083 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 1536 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2021 |
| Title Company | HILL-N-DALE ABSTRACTERS INC. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,414.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1693 65TH ST #A3 LONG ISLAND CITY NY 11120, A3, LONG ISLAND CITY, NY 11120 |
| Document Number | 1537 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 014878/000088 |
| Instrument | 1537 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Oct 15, 2019 |
| Property Address | 45 ORECO TER, MONROE, NY 10950-1631 |
| Document Number | 0000072788 |
| Book / Page | 014638 / 000556 |
| Instrument Date | Oct 7, 2019 |
| Instrument | 72788 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 ORECO TER MONROE NY 109501631, MONROE, NY 10950-1631 |
Source: Orange County and Monroe Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Monroe Town |
| Unified School District | Monroe-Woodbury Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,200 (-) Land $13,300 Building $41,900 | $510,600 (+13.42%) | |
| 2024 | $11,696.00 | ||
| 2023 | $55,200 Land $13,300 Building $41,900 | $450,200 Land $108,472 Building $341,728 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1979–2011) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
May also be available: Skywire Networks, Verizon.
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