45 Orchard Rd, Mashpee, MA 02649 Property Records

Barnstable County and Mashpee Town property record for 45 Orchard Rd, Mashpee, MA 02649

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1997
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Feb 2020)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	Sep 2021 Refinance Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MASH M:62 B:4 L:0`

Property Details

APN / Parcel Number

Primary APN	`MASH M:62 B:4 L:0`
Alternative APN	`3815`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3815
Street Address	45 ORCHARD RD
City	MASHPEE
State	MA
Zip	02649-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	4
Jurisdiction	MASHPEE MA
Township / Civil Division	MASHPEE
Census Block Group	1
Census Block	1015
Census Tract	15100

Owner

45 Orchard Rd is owned and occupied by an individual who bought it in February 2020.

Source: Barnstable County and Mashpee Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 ORCHARD RD, MASHPEE, MA 02649-2905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Mar 23, 2018	Deed of Trust, Mortgage CAPE COD COOPERATIVE BANK
Feb 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 28, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Jul 29, 2016 · Amount on File
Deed Document Number	202010314
Deed Book / Page	32723 / 189
Prior Transfer Date	Feb 13, 2020
Prior Transfer Doc	32723-1
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	45 ORCHARD RD, MASHPEE, MA 02649-2905
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0034480-83
Date	Sep 17, 2021
Book Page	34480/83
Instrument	60894

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	45 ORCHARD RD, MASHPEE, MA 02649-2905
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31157-95
Date	Mar 23, 2018
Book Page	31157/95
Instrument	13416

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount on Record

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASHPEE MA
Recording Date	Feb 28, 2020
Property Address	45 ORCHARD RD, MASHPEE, MA 02649-2905
Document Number	32723-1
Book / Page	032723 / 000001
Instrument Date	Feb 13, 2020
Instrument	10273
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2770 ARAPANOE RD LAFAYETTE CO 80026, LAFAYETTE, CO 80026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASHPEE MA
Recording Date	Feb 28, 2020
Property Address	45 ORCHARD RD, MASHPEE, MA 02649-2905
Document Number	32723-189
Book / Page	32723 / 189
Instrument Date	Feb 13, 2020
Instrument	10314
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ORCHARD RD, MASHPEE, MA 02649-2905
Investor	Possibly a Property Investor

Mortgage

Document Number	10315
Date	Feb 28, 2020
Instrument	10315

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 Orchard Rd was $2,958.

Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Mashpee Town
Unified School District	Mashpee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,958.00	$446,900 Land $175,700 Building $271,200	$478,420
2023	$2,543.00	$362,700 Land $152,100 Building $210,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Orchard Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (1991–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Mar 2010 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Orchard Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASHPEE WATER DISTRICT serves 36,922 people · EPA ID MA4172039
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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