Polk County property record for 45 Omega Dr, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,444 sqft · built 1999 |
| Lot Size | 2.44 acres (106,286 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (May 2007) |
| Tax Bill | $1,524 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P25-47 |
| Primary APN | P25-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,444 sqft Finished Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Mansard |
| Roof Material | Metal |
| Lot Area | 106,286 sqft (2.44 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 35571 |
|---|---|
| Street Address | 45 OMEGA DR |
| City | TRYON |
| State | NC |
| Zip | 28782-2879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | LOT #520 & 521, 0M05 MELROSE MOUNTAIN 09 |
| Legal Subdivision | MELROSE MOUNTAIN |
| Legal Lot Number | 520-521 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 920304 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 OMEGA DR, TRYON, NC 28782-2879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2007 · Amount on Record |
| Deed Sale | May 4, 2007 · Amount on Record |
| Prior Sale | Jan 15, 2004 |
| Deed Book / Page | 353 / 1163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 45 OMEGA DR, TRYON, NC 28782-2879 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 447/1836 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 447/1836 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,524.00 (+3.53%) | $259,766 (-) Land $22,200 Building $237,566 | $259,766 (-) Land $22,200 Building $237,566 |
| 2025 | $1,472.00 (+12.62%) | $259,766 (+37.37%) Land $22,200 Building $237,566 | $259,766 (+37.37%) Land $22,200 Building $237,566 |
| 2023 | $1,307.00 | $189,103 Land $17,200 Building $171,903 | |
| 2021 | $189,103 Land $17,200 Building $171,903 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1995–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: AT&T, T-Mobile.
4G LTE (outdoors only), no 5G reported
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