45 Olympic Oaks Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 45 Olympic Oaks Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,483 sqft · built 1997
Lot Size	0.556 acres (24,218 sqft)
Owner	2 Trust Names on File
Last Sale	$598,000 (May 1998)
Tax Bill	$12,456 (2025)
Deeds & Mortgages	May 2017 Line of Credit Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`238-060-039-1`

Property Details

APN / Parcel Number

Primary APN	`238-060-039-1`
Alternative APN	`238-060-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,483 sqft Living Area
1st Floor Area	2,483 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Lot Area	24,218 sqft (0.556 acres)
Garage Type	Attached
Garage Area	565 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	45 OLYMPIC OAKS DR
City	LAFAYETTE
State	CA
Zip	94549-4836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7896 L17
Legal Subdivision	SUBDIVISION 7896
Legal Tract	7896
Legal Lot Number	17
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2022
Census Tract	341000

Owner

45 Olympic Oaks Dr is owner-occupied and held in a trust since October 2012.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	45 OLYMPIC OAKS DR, LAFAYETTE, CA 94549-4836
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 14, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 1998 · Amount on File
Deed Sale	May 15, 1998 · Amount on File
Deed Document Number	1998108833
Last Transfer Date	Oct 23, 2012
Transfer Doc	0000277720
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	45 OLYMPIC OAKS DR, LAFAYETTE, CA 94549-4836
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081660
Date	May 11, 2017
Instrument	2017-081660

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 28, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	45 OLYMPIC OAKS DR, LAFAYETTE, CA 94549-4836
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069801
Date	Apr 14, 2020
Instrument	2020-069801

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45 Olympic Oaks Dr was $12,456 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$973,939 (+2%) Land $517,915 Building $456,024
2025	$12,456.00 Homeowner's exemption	$954,843 Land $507,760 Building $447,083
2023	$12,020.00 (+1.57%) Homeowner's exemption	$917,767 Land $488,044 Building $429,723
2022	$11,834.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Olympic Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1982–2005)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Olympic Oaks Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

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