St. Johns County property record for 45 Olivia Way, Saint Augustine, FL 32092 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,642 sqft · built 2024 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,300 (Oct 2024) |
| Tax Bill | $8,046 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010019-0790 |
| Primary APN | 010019-0790 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,642 sqft Living Area |
| Gross Area | 3,302 sqft |
| 1st Floor Area | 2,642 sqft |
| Flooring | Carpet |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45 OLIVIA WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 114/34-43 SHEARWATER PHASE 3C LOT 79 OR6044/860 |
| Legal Subdivision | SHEARWATER PHASE 3C |
| Legal Block | 1 |
| Legal Lot Number | 79 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010019-0790
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 OLIVIA WAY, SAINT AUGUSTINE, FL 32092-3558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 04, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| May 03, 2023 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 03, 2023 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | May 03, 2023 · Amount on Record |
| Deed Document Number | 202484960 |
| Deed Book / Page | 6044 / 860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 04, 2026 |
| Property Address | 45 OLIVIA WAY, SAINT AUGUSTINE, FL 32092-3558 |
| Document Number | 0000066483 |
| Book / Page | 6414 / 221 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202666483 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 45 OLIVIA WAY, SAINT AUGUSTINE, FL 32092-3558 |
| Investor | Possibly a Property Investor |
| Document Number | 0000066483, |
|---|---|
| Date | Aug 04, 2026 |
| Book Page | 6414/221 |
| Instrument | 202666483 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 03, 2023 |
| Property Address | 45 OLIVIA WAY, SAINT AUGUSTINE, FL 32092-3558 |
| Document Number | 0057500801 |
| Book / Page | 5750 / 801 |
| Map Reference | MB 114 PG 34-43 |
| Instrument Date | May 01, 2023 |
| Instrument | 2023033346 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $12,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 BOYLSTON ST # 2010, 2010, BOSTON, MA 02116-3740 |
| Name | Verified Name |
|---|---|
| Address | 1111 N POST OAK RD, HOUSTON, TX 77055-7310 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 03, 2023 |
| Property Address | 45 OLIVIA WAY, SAINT AUGUSTINE, FL 32092-3558 |
| Document Number | 0057500808 |
| Book / Page | 5750 / 808 |
| Map Reference | MB 114 PG 34-43 |
| Instrument Date | May 01, 2023 |
| Instrument | 2023033347 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 N POST OAK RD, HOUSTON, TX 77055-7310 |
| Name | Verified Name |
|---|---|
| Address | 500 BOYLSTON ST # 2010, 2010, BOSTON, MA 02116-3740 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,481 (+2.7%) | $573,356 (+0.03%) Land $145,000 Building $428,356 | |
| 2025 | $8,046.00 (+70.94%) Homeowner's exemption | $400,663 (+220.53%) | $573,211 (+358.57%) Land $145,000 Building $428,211 |
| 2024 | $4,707.00 (+11.22%) | ||
| 2023 | $4,232.00 | $125,000 | $125,000 Land $125,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
| Wildfire Risk | Moderate above 59% of the US · above 32% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 714 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures