45 Olive St, Northampton, MA 01060 Property Records

Hampshire County and Northampton City property record for 45 Olive St, Northampton, MA 01060

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 2,904 sqft · built 1870
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Aug 2015)
Tax Bill	$6,553 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
APN	`NHAM M:038B B:0254 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:038B B:0254 L:0001`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,904 sqft Living Area
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	45 OLIVE ST
City	NORTHAMPTON
State	MA
Zip	01060-4215
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URB
Legal Subdivision	& WASHINGTON ST
Legal Block	254
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1032
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 ALDRICH ST, A, NORTHFIELD, MA 01360-1137
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2015 · Amount on Record
Deed Sale	Aug 6, 2015 · Amount on Record
Prior Sale	Sep 28, 1992 · Amount on Record
Deed Book / Page	12029 / 107
Transfer Doc	012029-107
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	45 OLIVE ST, NORTHAMPTON, MA 01060-4215
Document Number	13480-323
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 NORTH ST #1A NORTHAMPTON MA 010602306, 1A, NORTHAMPTON, MA 01060-2306

Mortgage

Document Number	13480-323
Date	Dec 9, 2019
Book Page	013480/000323
Instrument	24544

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,553.00 (+6%)	$470,400 (+20.52%) Land $244,800 Building $225,600	$513,766
2023	$6,182.00	$390,300 Land $202,400 Building $187,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	29 (1984–2023)
Most Recent Claim	Sep 2023 · other causes
Claims by Event	Tropical Storm Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Oct 2005 · 2 claims Severe Storms & Flooding, Apr 1987 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20