45 Old Grafton Rd, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 45 Old Grafton Rd, Upton, MA 01568

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 3,513 sqft · built 1991
Lot Size5.93 acres (258,311 sqft)
Owner2 Individual Names on Record
Last Sale$597,500 (Oct 2009)
Tax Bill$12,945 (2026)
Deeds & MortgagesNov 2023 Transfer
Dec 2021 Refinance
Flood ZoneZone X (minimal risk)
APNM:014 B:L:046-03

Property Details

APN / Parcel Number

Primary APNM:014 B:L:046-03
Alternative APNs
  • UPTO M:014 L:046.03
  • 618

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area3,513 sqft Living Area
Gross Area6,131 sqft
1st Floor Area1,784 sqft
Basement Area1,764 sqft
Unfinished Basement1,764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area258,311 sqft (5.93 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address45 OLD GRAFTON RD
CityUPTON
StateMA
Zip01568-1584
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code4
Legal SubdivisionTOWN UPTON
Legal Lot Number46.03
JurisdictionUPTON MA
Township / Civil DivisionUPTON
Census Block Group1
Census Block1022
Census Tract743100

Owner

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 OLD GRAFTON RD, UPTON, MA 01568-1584
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MILFORD FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2009 · Amount on Record
Deed SaleOct 5, 2009 · Amount on Record
Deed Document Number2009118130
Deed Book / Page44930 / 260
Last Transfer DateNov 16, 2023
Transfer Doc069889-172
Record UpdatedOct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUPTON MA
Recording DateNov 16, 2023
Property Address45 OLD GRAFTON RD, UPTON, MA 01568-1584
Document Number069889-172
Book / Page69889 / 172
Instrument DateNov 16, 2023
Instrument96143
Transaction TypeTransfer
Record UpdatedDec 8, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 OLD GRAFTON RD, UPTON, MA 01568-1584

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPTON MA
Property Address45 OLD GRAFTON RD, UPTON, MA 01568-1584
Transaction TypeMortgage
Record UpdatedDec 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00066716-3
DateDec 10, 2021
Book Page66716/3
Instrument172691
Lender
NameMILFORD FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term193 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionUpton Town
Unified School DistrictMendon-Upton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,945.00 (+1.98%)$989,700 (+2.53%) Land $335,000 Building $654,700$884,237 (-16.27%)
2025$12,694.00 (+5.03%)$965,300 (+9.26%) Land $335,000 Building $630,300$1,056,020 (+3.36%)
2024$12,086.00 (+17.95%)$883,500 (+19.59%) Land $327,000 Building $556,500$1,021,725
2023$10,247.00$738,800 Land $279,000 Building $459,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Old Grafton Rd

Nearby Streets

Search Property Records by Address or Parcel Number