Barnstable County and Wellfleet Town property record for 45 Old Bay Rd, Wellfleet, MA 02667
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,800 sqft · built 2002 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,000 (Aug 1999) |
| Tax Bill | $6,410 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WELL M:047.0 B:0088 L:0000.0 |
| Primary APN | WELL M:047.0 B:0088 L:0000.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 3,896 sqft |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.54 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Oil |
|---|
| Account Number | 4735 |
|---|---|
| Street Address | 45 OLD BAY RD |
| City | WELLFLEET |
| State | MA |
| Zip | 02667-8145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 88 |
| Jurisdiction | WELLFLEET MA |
| Township / Civil Division | WELLFLEET |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 10206 |
Source: Barnstable County and Wellfleet Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 OLD BAY RD, WELLFLEET, MA 02667-8145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 1999 · Amount on Record |
| Deed Sale | Aug 16, 1999 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLFLEET MA |
| Property Address | 45 OLD BAY RD, WELLFLEET, MA 02667-8145 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001451522 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 1451522 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Barnstable County and Wellfleet Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Wellfleet Town |
| Secondary School District | Nauset School District (06 - 12) |
| Elementary School District | Wellfleet School District (KG - 05) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,410.00 (+7.73%) | $901,600 (+3.5%) Land $262,200 Building $639,400 | $804,555 |
| 2024 | $5,950.00 (+11.05%) | $871,100 (+13.16%) Land $249,700 Building $621,400 | |
| 2023 | $5,358.00 | $769,800 Land $211,600 Building $558,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 6 (1978–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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