45 Ohio St, Delaware, OH 43015 Property Records

Delaware County property record for 45 Ohio St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,342 sqft · built 2001
Lot Size	0.085 acres (3,703 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Sep 2026)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`519-433-21-051-000`

Property Details

APN / Parcel Number

Primary APN	`519-433-21-051-000`
Alternative APN	`144099.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,342 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	660 sqft
Upper Floors Area	682 sqft
Basement Area	660 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Frame Siding
Foundation Type	Raised
Lot Area	3,703 sqft (0.085 acres)
Lot Dimensions	123 ft deep x 30 ft wide
Porch	Slab
Porch Area	108 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	45 OHIO ST
City	DELAWARE
State	OH
Zip	43015-2562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2332
Legal Subdivision	BAKER & GRINTONS ADD
Legal Lot Number	2332
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2010
Census Tract	10530

Owner

45 Ohio St is owned by two individuals who bought it in September 2026.

Source: Delaware County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3560 PENTAGON BLVD, 301, BEAVERCREEK, OH 45431-2779
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION
May 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Sep 7, 2023	Fiduciary Deed, Transfer · Conventional Mortgage NFM INC
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on File
Deed Sale	Sep 21, 2026 · Amount on File
Prior Sale	Sep 7, 2023 · Amount on File
Deed Document Number	202625606
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 21, 2026
Property Address	45 OHIO ST, DELAWARE, OH 43015-2562
Document Number	0000025606
Instrument Date	Sep 3, 2026
Instrument	202625606
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025607,
Date	Sep 21, 2026
Instrument	202625607

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	45 OHIO ST, DELAWARE, OH 43015-2562
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OHIO ST, DELAWARE, OH 43015-2562
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010605
Date	May 15, 2025
Book Page	2155/764
Instrument	202500010605

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

September 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 7, 2023
Property Address	45 OHIO ST, DELAWARE, OH 43015-2562
Document Number	0000019206
Book / Page	2052 / 903
Map Reference	MB 3 PG 27
Instrument Date	Aug 15, 2023
Instrument	202300019206
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	ALT TITLE, VAULT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1190 WINTERSON RD STE 300, 300, LINTHICUM HEIGHTS, MD 21090-2247

Mortgage

Document Number	0000019207
Date	Sep 7, 2023
Instrument	202300019207

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	45 OHIO ST, DELAWARE, OH 43015-2562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COLUMBUS TITLE BOX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034375
Date	Dec 20, 2018
Book Page	1612/1466
Instrument	201800034375

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	45 OHIO ST, DELAWARE, OH 43015-2562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LEADERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021475
Date	Aug 13, 2019
Book Page	1655/2712
Instrument	201900021475

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	45 OHIO ST, DELAWARE, OH 43015-2562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038655
Date	Oct 1, 2020
Book Page	1775/2801
Instrument	202000038655

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 45 Ohio St was $2,874, up 33.1% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,874.00 (+33.06%)	$57,790 (+26.32%) Land $4,970 Building $52,820	$165,100 Land $14,200 Building $150,900
2024	$2,160.00 (-2.57%) Homeowner's exemption	$45,750 (-) Land $4,970 Building $40,780
2023	$2,217.00 (+0.05%)	$45,750 (+12.49%) Land $4,970 Building $40,780	$130,700 Land $14,200 Building $116,500
2022	$2,216.00 Homeowner's exemption	$40,670 Land $4,130 Building $36,540
2020			$116,200 Land $11,800 Building $104,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Ohio St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Ohio St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Ohio St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures