Humboldt County property record for 45 Ocean Spruce Ln, Eureka, CA 95503 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 26,571 sqft (0.609 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $162,500 (2018) |
| Tax Bill | $6,234.00 (2025) |
| Primary APN | 306-371-037-000 |
|---|
| Lot Area | 26,571 sqft (0.609 acres) |
|---|
| Street Address | 45 OCEAN SPRUCE LN |
|---|---|
| City | EUREKA |
| State | CA |
| Zip | 95503-6548 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR 3 PM3482 BK 34 PGS 19-21 |
| Jurisdiction | HUMBOLDT CA |
| Minor Civil Division | EUREKA |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 10701 |
Source: Humboldt County records · APN 306-371-037-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 45 OCEAN SPRUCE LN, EUREKA, CA 95503-6548 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 31, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage US BANK NA |
| Aug 16, 2018 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2018 · Amount on Record |
| Deed Sale | Aug 16, 2018 · Amount on Record |
| Prior Sale | Apr 05, 2011 · Amount on Record |
| Deed Doc Number | 2018-015056 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 45 OCEAN SPRUCE LN, EUREKA, CA 95503-6548 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Title Company | HUMBOLDT LAND TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 45 OCEAN SPRUCE LN, EUREKA, CA 95503-6548 |
| Document Number | 0000001868 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021-001868 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 45 OCEAN SPRUCE LN, EUREKA, CA 95503-6548 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Title Company | HUMBOLDT LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013255 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 2019-013255 |
| Name | US BANK NA |
|---|---|
| Type | Mortgage Company |
| Address | OWENSBORO, KY 42301 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Aug 16, 2018 |
| Property Address | 45 OCEAN SPRUCE LN, EUREKA, CA 95503-6548 |
| Document Number | 0000015056 |
| Map Reference | MB 34 PG 19-21 |
| Instrument Date | Aug 02, 2018 |
| Instrument | 2018-015056 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Title Company | HUMBOLDT LAND TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4464 CEDAR ST, EUREKA, CA 95503-8901 |
| Document Number | 0000015057 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 2018-015057 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Sep 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 12.1% |
Source: Humboldt County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Elementary School District | South Bay Union Elementary School District (KG - 06) |
| Secondary School District | Eureka City Unified School District (7-12) (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,234.00 (+7.63%) Homeowner's exemption | $576,820 (+4.04%) Land $181,270 Building $395,550 |
| 2023 | $5,792.00 (-5.42%) Homeowner's exemption | $554,424 Land $174,232 Building $380,192 |
| 2022 | $6,124.00 |
Source: FEMA National Flood Hazard Layer, Humboldt County (06023C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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