45 Ocean Ave, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 45 Ocean Ave, Oak Bluffs, MA 02557

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,583 sqft · built 1930
Lot Size0.116 acres (5,036 sqft)
Owner2 Company Names on Record
Tax Bill$10,898 (2025)
Flood ZoneZone X (minimal risk)
APNOAKB M:0009 B:0002 L:000

Property Details

APN / Parcel Number

Primary APNOAKB M:0009 B:0002 L:000
Alternative APN
  • 1317

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,583 sqft Living Area
Gross Area3,241 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1988
Architectural StyleHistorical
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,036 sqft (0.116 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1317
Street Address45 OCEAN AVE
CityOAK BLUFFS
StateMA
Zip02557-1705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
JurisdictionOAK BLUFFS MA
Township / Civil DivisionOAK BLUFFS
Census Block Group2
Census Block2022
Census Tract200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address26 MILL ST, DUNSTABLE, MA 01827-1114
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionOak Bluffs Town
Elementary School DistrictOak Bluffs School District (PK - 08)
Secondary School DistrictMartha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,898.00 (+4.69%)$2,158,000 (+8.41%) Land $1,521,600 Building $636,400$1,885,870
2024$10,410.00 (+6.76%)$1,990,500 (+7.78%) Land $1,382,800 Building $607,700
2023$9,751.00$1,846,800 Land $1,343,600 Building $503,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 individual policies
Nearby Flood Policies68 units insured
incl. 18 condo units
Nearby Flood Claims6 (1991–1998)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 1998 · rainfall accumulation
Claims by Event
  • Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK BLUFFS WATER DISTRICT
serves 24,000 people · EPA ID MA4221000
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Ocean Ave

Nearby Streets

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