Essex County and Lynn City property record for 45 Ocean Ave, Lynn, MA 01902
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,095 sqft · built 1988 |
| Lot Size | 1.24 acres (54,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Oct 2021) |
| Tax Bill | $4,690 (2025) |
| Deeds & Mortgages | May 2021 Refinance Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B:081 L:573 S:004-004 |
| Primary APN | B:081 L:573 S:004-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,095 sqft Living Area |
| Gross Area | 1,782 sqft |
| Basement Area | 578 sqft |
| Finished Basement | 289 sqft |
| Unfinished Basement | 289 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 54,102 sqft (1.24 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 45 OCEAN AVE |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-3213 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 |
| Legal Subdivision | BENZ ESTATE CONDO |
| Legal Block | 573 |
| Legal Lot Number | 4 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 206700 |
Source: Essex County and Lynn City records · APN B:081 L:573 S:004-004
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 OCEAN AVE, LYNN, MA 01902-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Oct 15, 2021 | Condominium Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Prior Sale | May 28, 2010 · Amount on Record |
| Deed Book / Page | 40385 / 26 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 45 OCEAN AVE, LYNN, MA 01902-3213 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039846-551 |
|---|---|
| Date | May 05, 2021 |
| Book Page | 39846/551 |
| Instrument | 20210505005490 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Oct 15, 2021 |
| Property Address | 45 OCEAN AVE, LYNN, MA 01902-3213 |
| Document Number | 0040385-26 |
| Book / Page | 40385 / 26 |
| Instrument Date | Oct 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 OCEAN AVE # 45, 45, LYNN, MA 01902-3213 |
| Document Number | 0004038528 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 40385/28 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,690.00 (-3.79%) | $452,700 (-2.22%) Building $452,700 | $496,755 |
| 2024 | $4,875.00 (+3.44%) | $463,000 (+9.53%) Building $463,000 | |
| 2023 | $4,713.00 | $422,700 Building $422,700 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 121 units insured incl. 120 condo units |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Starry, T-Mobile USA.
Based on FCC filings for 137 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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