45 Oaks Dr, Covington, GA 30016 Property Records

Newton County property record for 45 Oaks Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,508 sqft · built 1990
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2023)
Tax Bill	$2,450 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00500-00000-058-000`

Property Details

APN / Parcel Number

Primary APN	`00500-00000-058-000`
Alternative APNs	`0050 058` `22548`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,508 sqft Heated Area
1st Floor Area	1,508 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,984 sqft (1.4 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	22548
Street Address	45 OAKS DR
City	COVINGTON
State	GA
Zip	30016-5644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.4AC LT 4 HOLLOW OAKS
Legal Subdivision	HOLLOW OAKS
Legal Lot Number	4
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	2
Census Block	2004
Census Tract	100801

Owner

45 Oaks Dr is owned and occupied by an individual who bought it in September 2023.

Source: Newton County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	45 OAKS DR, COVINGTON, GA 30016-5644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage NATION STAR MORTGAGE
Sep 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Prior Sale	Sep 21, 2022
Deed Book / Page	4546 / 232
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 OAKS DR, COVINGTON, GA 30016-5644
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OAKS DR, COVINGTON, GA 30016-5644
Investor	Possibly a Property Investor

Mortgage

Document Number	0047100000000567
Date	Mar 24, 2025
Book Page	0000004710/0000000567
Instrument	D2025-002880

Lender

Name	E MORTGAGE CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 6, 2023
Property Address	45 OAKS DR, COVINGTON, GA 30016-5644
Document Number	0045460232
Book / Page	4546 / 232
Instrument Date	Sep 5, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OAKS DR, COVINGTON, GA 30016-5644
Investor	Possibly a Property Investor

Mortgage

Document Number	0004546234
Date	Sep 6, 2023
Instrument	4546/234

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 21, 2022
Property Address	45 OAKS DR, COVINGTON, GA 30016-5644
Document Number	0044380232
Book / Page	4438 / 232
Instrument Date	Sep 21, 2022
Instrument	2022-004958
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 178, GREENSBORO, GA 30642-0178

Tax Assessment & Valuation

The 2025 property tax bill for 45 Oaks Dr was $2,450, up 1.7% from the year before.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,450.00 (+1.74%)	$98,480 (+3.58%) Land $20,400 Building $78,080	$246,200 (+3.58%) Land $51,000 Building $195,200
2024	$2,408.00	$95,080 (+11.39%) Land $20,400 Building $74,680	$237,700 (+11.39%) Land $51,000 Building $186,700
2023		$85,360 (+14.42%) Land $9,000 Building $76,360	$213,400 (+14.42%) Land $22,500 Building $190,900
2022	$2,262.00	$74,600 Land $9,000 Building $65,600	$186,500 Land $22,500 Building $164,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Oaks Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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