45 Oak Way, Evergreen, CO 80439 Property Records

Clear Creek County property record for 45 Oak Way, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,616 sqft · built 1980
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on File
Last Sale	$872,011 (Nov 2025)
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Nov 2025 Sale Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2085-012-03-017`

Property Details

APN / Parcel Number

Primary APN	`2085-012-03-017`
Alternative APN	`R013817`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,616 sqft
Basement Area	429 sqft
Finished Basement	429 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Traditional
Exterior Material	Wood Shingle
Lot Area	94,961 sqft (2.18 acres)
Terrain	Steep
Garage Type	Basement
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	339 sqft
Patio Area	339 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	R013817
Old Parcel Number	2085012 03017
Street Address	45 OAK WAY
City	EVERGREEN
State	CO
Zip	80439-4329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: EVERGREEN WEST LOT: 39 F5 & IMPS 519/575
Legal Subdivision	EVERGREEN WEST
Legal Lot Number	39
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	IDAHO SPRINGS
Census Block Group	1
Census Block	1027
Census Tract	14701

Owner

Source: Clear Creek County records · APN 2085-012-03-017

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 OAK WAY, EVERGREEN, CO 80439-4329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Special Warranty Deed, Transfer HOMESTEAD TITLE AND ESCROW
Feb 28, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 30, 2023	Special Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Feb 02, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Jan 30, 2023 · Amount on Record
Deed Document Number	317376
Deed Book / Page	1079 / 122
Record Updated	Jun 08, 2026

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Nov 20, 2025
Property Address	45 OAK WAY, EVERGREEN, CO 80439-4329
Document Number	0010790122
Book / Page	1079 / 122
Map Reference	MB 413 PG 617
Instrument Date	Nov 19, 2025
Instrument	317376
Transaction Type	Transfer
Record Updated	Dec 03, 2025
Title Company	HOMESTEAD TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$87.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OAK WAY, EVERGREEN, CO 80439-4329

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	45 OAK WAY, EVERGREEN, CO 80439-4329
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010550034
Date	Feb 28, 2024
Book Page	1055/34
Instrument	311970

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2054

Interest

Change Frequency	Monthly

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Jan 30, 2023
Property Address	45 OAK WAY, EVERGREEN, CO 80439-4329
Document Number	0010410072
Book / Page	1041 / 72
Instrument Date	Jan 27, 2023
Instrument	308559
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$82.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	45 OAK WAY, EVERGREEN, CO 80439-4329

Mortgage

Document Number	0000308560
Date	Jan 30, 2023
Instrument	308560

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	45 OAK WAY, EVERGREEN, CO 80439-4329
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009450293
Date	Feb 02, 2018
Book Page	00945/0293
Instrument	286919

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 10, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clear Creek County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,238.00 (+19.31%)	$55,250 (+20.92%) Land $10,100 Building $45,150	$884,020 (+29.61%) Land $161,670 Building $722,350
2024	$3,552.00 (+0.31%)	$45,690 (-) Land $10,020 Building $35,670
2023	$3,541.00 (+5.14%)	$45,690 (+7.38%) Land $10,020 Building $35,670	$682,070 (+11.42%) Land $149,610 Building $532,460
2022	$3,368.00	$42,550 Land $11,240 Building $31,310	$612,170 Land $161,670 Building $450,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 20, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Extreme above 96% of the US · above 98.8% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lumen Technologies DSL	100 / 10
Clear Creek Broadband Fixed Wireless	50 / 10

May also be available: Visionary Communications.

Based on FCC filings for 98 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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